318 Ladera Dr, Laredo, TX 78045 Property Records

Webb County property record for 318 Ladera Dr, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 2016
Lot Size	0.158 acres (6,888 sqft)
Owner	Individual Name on File
Tax Bill	$1,854 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`989-77003-160`

Property Details

APN / Parcel Number

Primary APN	`989-77003-160`
Alternative APN	`529871`

Interior

Stories	1 Story
Building Area	1,760 sqft Living Area

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,888 sqft (0.158 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	142 sqft

Location & Zoning

Account Number	529871
Street Address	318 LADERA DR
City	LAREDO
State	TX
Zip	78045-6865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 3, LOT 16, PHASE 1
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	1
Legal Block	3
Legal Lot Number	16
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2028
Census Tract	1727

Owner

Source: Webb County records · APN 989-77003-160

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	318 LADERA DR, LAREDO, TX 78045-6865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 21, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jan 10, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2016
Deed Sale	May 09, 2016
Deed Document Number	1264174
Deed Book / Page	4043 / 404
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	318 LADERA DR, LAREDO, TX 78045-6865
Transaction Type	Mortgage
Record Updated	Dec 04, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number	005561/505
Date	Nov 16, 2023
Book Page	5561/505
Instrument	1515514

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	271 Months
Due	Jun 01, 2046

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	318 LADERA DR, LAREDO, TX 78045-6865
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number	0005258/87
Date	Apr 21, 2022
Book Page	5258/87
Instrument	1465303

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Jun 01, 2046

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	318 LADERA DR, LAREDO, TX 78045-6865
Transaction Type	Mortgage
Record Updated	Mar 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004353/309
Date	Jan 10, 2018
Book Page	4353/309
Instrument	1317663

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jun 01, 2046

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	318 LADERA DR, LAREDO, TX 78045-6865
Transaction Type	Mortgage
Record Updated	Mar 01, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number	005027/315
Date	May 20, 2021
Book Page	5027/315
Instrument	1429552

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2046

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$325,081 (+12.62%)	$330,527 (+14.51%)
2024	$1,854.00 (+12.02%)
2023		$288,657 Land $91,817 Building $196,840	$288,657 Land $91,817 Building $196,840
2022	$1,655.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 674 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Smartcom Telephone, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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