317 Ladera Dr, Laredo, TX 78045 Property Records

Webb County property record for 317 Ladera Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,300 sqft · built 2014
Lot Size	0.144 acres (6,262 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,000 (Dec 2014)
Tax Bill	$1,864 (2025)
Deeds & Mortgages	May 2019 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-77002-090`

Property Details

APN / Parcel Number

Primary APN	`989-77002-090`
Alternative APN	`529847`

Interior

Stories	2 Stories
Building Area	2,300 sqft Living Area
Gross Area	2,758 sqft
1st Floor Area	1,021 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,262 sqft (0.144 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Pool Area	394 sqft
Porch	Open Porch

Location & Zoning

Street Address	317 LADERA DR
City	LAREDO
State	TX
Zip	78045-6865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 2, LOT 9, PHASE 1
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	1
Legal Block	2
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2026
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 LADERA DR, LAREDO, TX 78045-6865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2014 · Amount on Record
Deed Sale	Dec 30, 2014 · Amount on Record
Deed Document Number	20141221164
Deed Book / Page	3724 / 132
Prior Transfer Date	Dec 24, 2014
Prior Transfer Doc	003724/132
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	317 LADERA DR, LAREDO, TX 78045-6865
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004596/072
Date	May 8, 2019
Book Page	4596/072
Instrument	1360057

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	317 LADERA DR, LAREDO, TX 78045-6865
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004907/263
Date	Nov 23, 2020
Book Page	4907/263
Instrument	1411111

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,527 (+2.46%) Land $96,748 Building $280,779	$377,527 (-0.68%) Land $96,748 Building $280,779
2025	$1,864.00 (-11.28%) Homeowner's exemption	$368,460 (+9.49%)	$380,106 (+12.95%)
2024	$2,101.00 (+11.99%)
2023		$336,535 Land $83,786 Building $252,749	$336,535 Land $83,786 Building $252,749
2022	$1,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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