319 Ladera Dr, Laredo, TX 78045 Property Records

Webb County property record for 319 Ladera Dr, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details1,653 sqft · built 2016
Lot Size0.15 acres (6,538 sqft)
OwnerIndividual Name on File
Tax Bill$1,516 (2024)
Deeds & MortgagesNov 2022 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN989-80002-010

Property Details

APN / Parcel Number

Primary APN989-80002-010
Alternative APN
  • 544906

Interior

Stories1 Story
Building Area1,653 sqft Living Area

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,538 sqft (0.15 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area438 sqft

Location & Zoning

Account Number544906
Street Address319 LADERA DR
CityLAREDO
StateTX
Zip78045-6865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LA CUESTA, BLOCK 2, LOT 1, PHASE 2
Legal SubdivisionSAN ISIDRO NORTHEAST LA CUESTA
Legal Phase2
Legal Block2
Legal Lot Number1
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2026
Census Tract1727

Owner

Source: Webb County records · APN 989-80002-010

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address319 LADERA DR, LAREDO, TX 78045-6865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 15, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 07, 2017Warranty Deed, Transfer · FHA Mortgage
SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2017
Deed SaleMar 07, 2017
Deed Document Number1290569
Deed Book / Page4197 / 790
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address319 LADERA DR, LAREDO, TX 78045-6865
Transaction TypeMortgage
Record UpdatedDec 06, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number005379/623
DateNov 28, 2022
Book Page5379/623
Instrument1485404
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term242 Months
DueJan 01, 2043

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address319 LADERA DR, LAREDO, TX 78045-6865
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00005172/1
DateDec 15, 2021
Book Page5172/1
Instrument1451726
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term253 Months
DueJan 01, 2043

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEBB TX
Recording DateMar 07, 2017
Property Address319 LADERA DR, LAREDO, TX 78045-6865
Document Number004197/790
Book / Page4197 / 790
Map ReferenceVOL 33 PG 56&57
Instrument DateMar 03, 2017
Instrument1290569
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 LADERA DR, LAREDO, TX 78045-6865

Mortgage

Document Number0001290570
DateMar 07, 2017
Instrument1290570
Lender
NameSOUTHWEST FUNDING LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$265,848 (+1%)$293,000 (+21.23%)
2024$1,516.00 (-1.88%)
2023$241,680 Land $87,152 Building $154,528$241,680 Land $87,152 Building $154,528
2022$1,545.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 674 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Smartcom Telephone, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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