Lorain County property record for 322 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,481 sqft Living Area |
| Lot Size | 5,227 sqft (0.119 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2024) |
| Tax Bill | $2,245.00 (2025) |
| Primary APN | 06-25-074-102-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,481 sqft Living Area |
| 1st Floor | 816 sqft 1st Floor |
| 2nd Floor | 672 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 5,227 sqft (0.119 acres) |
| Depth X Width | 135 ft x 41 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Deck Area | 165 sqft Deck |
|---|---|
| Patio Area | 165 sqft Patio |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 322 CAMBRIDGE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6452 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HILL REALTY CO 2 41 X 135 |
| Legal Subdivision | HILL REALTY COMPANYS SECOND SUBDIVISION |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 147 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-074-102-008
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 CAMBRIDGE AVE, ELYRIA, OH 44035-6452 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 31, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage RESIDENTIAL MTG SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on Record |
| Deed Sale | Aug 20, 2024 · Amount on Record |
| Prior Sale | Jan 31, 2017 |
| Deed Doc Number | 2024004409 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 322 CAMBRIDGE AVE, ELYRIA, OH 44035-6452 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 322 CAMBRIDGE AVE, ELYRIA, OH 44035-6452 |
| Document Number | 20210836733 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-0836733 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 31, 2017 |
| Property Address | 322 CAMBRIDGE AVE, ELYRIA, OH 44035-6452 |
| Document Number | 0000617092 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 617092 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2017 |
| Title Company | OMEGA TITLE SERVICES, OMEGA TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 CAMBRIDGE AVE ELYRIA OH 440356452, ELYRIA, OH 44035-6452 |
| Document Number | 617093 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 617093 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,245.00 | $47,680 (+%) Land $6,390 Building $41,290 | $136,220 (-) Land $18,250 Building $117,970 |
| 2024 | $2,245.00 (+10.05%) | $47,678 (+28.7%) Land $6,388 Building $41,290 | $136,220 (+28.7%) Land $18,250 Building $117,970 |
| 2023 | $2,040.00 (+1.44%) | $37,045 (+0.01%) Land $6,542 Building $30,503 | $105,840 (-) Land $18,690 Building $87,150 |
| 2022 | $2,011.00 | $37,040 Land $6,540 Building $30,500 | |
| 2021 | $105,840 Land $18,690 Building $87,150 |
322 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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