315 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 315 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	1,305 sqft Living Area
Lot Size	5,227 sqft (0.119 acres)
Occupancy	Owner Occupied
Last Sale	$68,000 (2020)
Tax Bill	$2,326.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-074-103-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,305 sqft Living Area
1st Floor	844 sqft 1st Floor
2nd Floor	569 sqft 2nd Floor
Upper Floors	461 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	5,227 sqft (0.119 acres)
Depth X Width	135 ft x 41 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	264 sqft Garage

Exterior Amenities

Deck Area	42 sqft Deck
Patio Area	42 sqft Patio
Porch	Open Porch
Porch Area	246 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	315 CAMBRIDGE AVE
City	ELYRIA
State	OH
Zip	44035-6451
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HILL REALTY CO 41 X 135
Legal Subdivision	HILL REALTY COMPANYS SUBDIVISION #2
Legal Tract	25
Legal Block	103
Legal Lot Number	173
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2006
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-074-103-007

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 CAMBRIDGE AVE, ELYRIA, OH 44035-6451
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2020 · Amount on Record
Deed Sale	Jul 02, 2020 · Amount on Record
Prior Sale	Oct 21, 2009
Deed Doc Number	2020003585
Record Refreshed	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 02, 2020
Property Address	315 CAMBRIDGE AVE, ELYRIA, OH 44035-6451
Document Number	0000767624
Instrument Date	Jun 26, 2020
Instrument	767624
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	BARRISTER TITLE SERVICES, BARRISTERS/OH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CAMBRIDGE AVE ELYRIA OH 440356451, ELYRIA, OH 44035-6451

Mortgage

Document Number	767625
Date	Jul 02, 2020
Instrument	767625

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,326.00	$48,710 (+0.01%) Land $6,390 Building $42,320	$139,160 (-) Land $18,250 Building $120,910
2024	$2,326.00 (+10.76%)	$48,707 (+28.83%) Land $6,388 Building $42,319	$139,160 (+28.83%) Land $18,250 Building $120,910
2023	$2,100.00 (+0.72%)	$37,808 (-0.01%) Land $6,542 Building $31,266	$108,020 (-) Land $18,690 Building $89,330
2022	$2,085.00	$37,810 Land $6,540 Building $31,270
2021			$108,020 Land $18,690 Building $89,330

Flood & Wildfire

315 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.