326 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 326 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,482 sqft Living Area
Lot Size5,227 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2023)
Tax Bill$2,586.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-074-102-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,482 sqft Living Area
1st Floor684 sqft 1st Floor
2nd Floor798 sqft 2nd Floor
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1960
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeRaised Foundation
Lot Area5,227 sqft (0.119 acres)
Depth X Width135 ft x 41 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area436 sqft Garage
PorchOpen Porch
Porch Area504 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address326 CAMBRIDGE AVE
CityELYRIA
StateOH
Zip44035-6452
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHILL REALTY CO 41 X 135
Legal SubdivisionHILL REALTY COMPANYS SECOND SUBDIVISION
Legal Tract25
Legal Block102
Legal Lot Number148
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2005
Census Tract71100

Owner

Source: Lorain County records · APN 06-25-074-102-009

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address326 CAMBRIDGE AVE, ELYRIA, OH 44035-6452
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN MIDWEST MORTGAGE CORP
Jun 25, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2023 · Amount on Record
Deed SaleDec 28, 2023 · Amount on Record
Prior SaleJun 25, 2020 · Amount on Record
Deed Doc Number2023006899
Record RefreshedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 28, 2023
Property Address326 CAMBRIDGE AVE, ELYRIA, OH 44035-6452
Document Number0000939768
Map ReferenceVOL 9 PG 1
Instrument DateDec 22, 2023
Instrument2023-0939768
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanyGUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6363 YORK RD STE 300, 300, PARMA HEIGHTS, OH 44130-3031

Mortgage

Document Number0000939769
DateDec 28, 2023
Instrument2023-0939769
Lender
NameAMERICAN MIDWEST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateJun 25, 2020
Property Address326 CAMBRIDGE AVE, ELYRIA, OH 44035-6452
Document Number0000766438
Instrument DateJun 24, 2020
Instrument766438
Transaction TypeTransfer
Record UpdatedJul 08, 2020
Title CompanyGUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$494.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 CAMBRIDGE AVE ELYRIA OH 440356452, ELYRIA, OH 44035-6452

Mortgage

Document Number766439
DateJun 25, 2020
Instrument766439
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueJun 24, 2035

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,586.00$54,410 (+%) Land $6,390 Building $48,020$155,450 (-) Land $18,250 Building $137,200
2024$2,586.00 (+23.32%)$54,408 (+43.6%) Land $6,388 Building $48,020$155,450 (+43.6%) Land $18,250 Building $137,200
2023$2,097.00 (+1.94%)$37,888 (-0.01%) Land $6,542 Building $31,346$108,250 (-) Land $18,690 Building $89,560
2022$2,057.00$37,890 Land $6,540 Building $31,350
2021$108,250 Land $18,690 Building $89,560

Flood & Wildfire

326 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cambridge Ave

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