317 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 317 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage1,140 sqft Living Area
Lot Size5,227 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$56,000 (2011)
Tax Bill$2,080.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-074-103-008

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,140 sqft Living Area
1st Floor612 sqft 1st Floor
2nd Floor528 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1970
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeRaised Foundation
Lot Area5,227 sqft (0.119 acres)
Depth X Width135 ft x 41 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area216 sqft Garage

Exterior Amenities

Deck Area64 sqft Deck
Patio Area149 sqft Patio
PorchOpen Porch
Porch Area144 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address317 CAMBRIDGE AVE
CityELYRIA
StateOH
Zip44035-6451
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHILL REALTY CO SUB 2 41 X 135
Legal SubdivisionHILL REALTY COMPANYS SUBDIVISION #2
Legal Tract25
Legal Block103
Legal Lot Number172
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2006
Census Tract71100

Owner

Source: Lorain County records · APN 06-25-074-103-008

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address317 CAMBRIDGE AVE, ELYRIA, OH 44035-6451
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2024Deed of Trust, Mortgage
FIREFIGHTERS COMMUNITY CU INC
Jul 12, 2021Deed of Trust, Mortgage · Closed End Mortgage
US BANK NA
May 04, 2018Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2011 · Amount on Record
Deed SaleJul 13, 2011 · Amount on Record
Prior SaleDec 02, 2010 · Amount on Record
Deed Doc Number2011002544
Record RefreshedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address317 CAMBRIDGE AVE, ELYRIA, OH 44035-6451
Transaction TypeMortgage
Record UpdatedApr 09, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008278
DateMar 29, 2024
Instrument2024-0008278
Lender
NameFIREFIGHTERS COMMUNITY CU INC
TypeCredit Union
AddressCLEVELAND, OH 44125
Agreement
AmountAmount Recorded
Term181 Months
DueApr 02, 2039

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address317 CAMBRIDGE AVE, ELYRIA, OH 44035-6451
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210827864
DateJul 12, 2021
Instrument2021-0827864
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed End Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2041

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address317 CAMBRIDGE AVE, ELYRIA, OH 44035-6451
Document Number0000673109
Instrument DateMay 04, 2018
Transaction TypeMortgage
Record UpdatedJun 08, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 CAMBRIDGE AVE ELYRIA OH 440356451, ELYRIA, OH 44035-6451

Mortgage

Document Number0000673109
DateMay 22, 2018
Instrument673109
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 21, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,080.00$44,180 (+0.01%) Land $6,390 Building $37,790$126,210 (-) Land $18,250 Building $107,960
2024$2,080.00 (+9.99%)$44,174 (+28.09%) Land $6,388 Building $37,786$126,210 (+28.09%) Land $18,250 Building $107,960
2023$1,891.00 (+0.37%)$34,486 (+0.02%) Land $6,542 Building $27,944$98,530 (-) Land $18,690 Building $79,840
2022$1,884.00$34,480 Land $6,540 Building $27,940
2021$98,530 Land $18,690 Building $79,840

Flood & Wildfire

317 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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