3219 Cinco Lakes Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 3219 Cinco Lakes Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,707 sqft · built 1992
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on File
Last Sale	$480,130 (Mar 2022)
Tax Bill	$13,843 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R156331`

Property Details

APN / Parcel Number

Primary APN	`R156331`
Alternative APN	`2271-04-001-0050-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,707 sqft Living Area
1st Floor Area	2,192 sqft
2nd Floor Area	1,515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	608 sqft
Porch	Open Porch
Porch Area	132 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3219 CINCO LAKES DR
City	KATY
State	TX
Zip	77450-5777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH SOUTH LAKE VILLAGE SEC 4, BLOCK 1, LOT 5
Legal Subdivision	CINCO RANCH SOUTH LAKE VILLAGE SEC 4
Legal Block	1
Legal Lot Number	5
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1012
Census Tract	673005

Owner

3219 Cinco Lakes Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Fort Bend County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3219 CINCO LAKES DR, KATY, TX 77450-5777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Mar 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 6, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Apr 1, 2014 · Amount on File
Deed Document Number	202236581
Prior Transfer Date	Dec 29, 2005
Prior Transfer Doc	0000004012
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Recording Date	Apr 8, 2026
Property Address	3219 CINCO LAKES DR, KATY, TX 77450-5777
Document Number	0000034237
Instrument Date	Mar 30, 2026
Instrument	202634237
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3219 CINCO LAKES DR, KATY, TX 77450-5777

Mortgage

Document Number	0000034237,
Date	Apr 8, 2026
Instrument	202634237

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	5.44%
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORT BEND TX
Recording Date	Mar 16, 2022
Property Address	3219 CINCO LAKES DR, KATY, TX 77450-5777
Document Number	0000036581
Map Reference	SL 1113/B&1114/A
Instrument Date	Mar 5, 2022
Instrument	2022036581
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	AMERICA TITLE, AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3219 CINCO LAKES DR, KATY, TX 77450-5777

Mortgage

Document Number	0000036582
Date	Mar 16, 2022
Instrument	2022036582

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2032

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3219 CINCO LAKES DR, KATY, TX 77450-5777
Document Number	0000005053
Instrument Date	Jan 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3219 CINCO LAKES DR KATY TX 774505777, KATY, TX 77450-5777

Mortgage

Document Number	0000005053
Date	Jan 18, 2018
Instrument	5053

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3219 Cinco Lakes Dr was $13,843, down 3.1% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,843.00 (-3.14%)	$692,204 (-1.59%) Land $104,390 Building $587,814	$692,204 (-1.59%) Land $104,390 Building $587,814
2024	$14,292.00 (+1.56%)	$703,412 (+3.96%) Land $104,390 Building $599,022	$703,412 (+3.96%) Land $104,390 Building $599,022
2023	$14,073.00	$676,588 Land $80,300 Building $596,288	$676,588 Land $80,300 Building $596,288
2018	$10,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3219 Cinco Lakes Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Nearby Flood Policies	144 in force
Nearby Flood Claims	2 (2017–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2021 · Severe Winter Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3219 Cinco Lakes Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 2 serves 4,743 people · EPA ID TX0790306
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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