3207 Cinco Lakes Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 3207 Cinco Lakes Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,628 sqft · built 1992
Lot Size	0.255 acres (11,121 sqft)
Owner	2 Individual Names on Record
Last Sale	$851,200 (May 2026)
Tax Bill	$10,302 (2025)
Deeds & Mortgages	May 2022 Construction Loan May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R156326`

Property Details

APN / Parcel Number

Primary APN	`R156326`
Alternative APN	`2271-04-001-0020-914`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,628 sqft Living Area
1st Floor Area	2,166 sqft
2nd Floor Area	1,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,121 sqft (0.255 acres)
Lot Dimensions	132 ft deep x 84 ft wide
View / Lot	Interior
Garage Type	Detached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	375 sqft
Porch	Open Porch
Porch Area	128 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3207 CINCO LAKES DR
City	KATY
State	TX
Zip	77450-5777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH SOUTH LAKE VILLAGE SEC 4, BLOCK 1, LOT 2
Legal Subdivision	CINCO RANCH SOUTH LAKE VILLAGE SEC 4
Legal Block	1
Legal Lot Number	2
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1012
Census Tract	673005

Owner

Source: Fort Bend County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3207 CINCO LAKES DR, KATY, TX 77450-5777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Construction Mortgage FROST BANK
May 26, 2026	Deed, Transfer · Conventional Mortgage TRADITIONAL TITLE COMPANY, TRADITION TITLE COMPANY
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2020	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	202652529
Prior Transfer Date	Apr 10, 2002
Prior Transfer Doc	0000040277
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3207 CINCO LAKES DR, KATY, TX 77450-5777
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 CINCO LAKES DR, KATY, TX 77450-5777

Mortgage

Document Number	0000071454
Date	May 25, 2022
Instrument	2022071454

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FORT BEND TX
Recording Date	May 26, 2026
Property Address	3207 CINCO LAKES DR, KATY, TX 77450-5777
Document Number	0000052529
Instrument Date	May 22, 2026
Instrument	202652529
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	TRADITIONAL TITLE COMPANY, TRADITION TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 CINCO LAKES DR, KATY, TX 77450-5777

Mortgage

Document Number	0000052530,
Date	May 26, 2026
Instrument	202652530

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Oct 2, 2020
Property Address	3207 CINCO LAKES DR, KATY, TX 77450-5777
Document Number	0000136098
Map Reference	SL 1113/B&1114/A
Instrument Date	Sep 29, 2020
Instrument	2020136098
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	SUPERIOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 CINCO LAKES DR, KATY, TX 77450-5777

Mortgage

Document Number	0000136099
Date	Oct 2, 2020
Instrument	2020136099

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

August 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	FORT BEND TX
Recording Date	Aug 14, 2020
Property Address	3207 CINCO LAKES DR, KATY, TX 77450-5777
Document Number	0000106718
Instrument Date	Aug 6, 2020
Instrument	106718
Transaction Type	Foreclosure
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11535 EARLY FOREST LN HOUSTON TX 770434564, HOUSTON, TX 77043-4564

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,302.00 (+4.53%) Homeowner's exemption	$625,783 (+1%) Land $104,390 Building $604,711	$709,101 (+3.4%) Land $104,390 Building $604,711
2024	$9,856.00 (+8.44%) Homeowner's exemption	$568,894 (+1%) Land $104,390 Building $581,423	$685,813 (+13.47%) Land $104,390 Building $581,423
2023	$9,089.00 (-5.48%) Homeowner's exemption	$517,176 (+1%) Land $80,300 Building $524,090	$604,390 (+1.08%) Land $80,300 Building $524,090
2022		$470,160 Land $80,300 Building $389,860	$597,950 Land $80,300 Building $517,650
2021	$9,616.00 (+0.05%)
2018	$9,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Nearby Flood Policies	144 in force
Nearby Flood Claims	2 (2017–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2021 · Severe Winter Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 2 serves 4,743 people · EPA ID TX0790306
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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