3215 Cinco Lakes Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 3215 Cinco Lakes Dr, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,498 sqft · built 1992
Lot Size0.238 acres (10,400 sqft)
OwnerIndividual Name on File
Tax Bill$6,667 (2025)
Deeds & MortgagesMar 2022 Transfer
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNR156330

Property Details

APN / Parcel Number

Primary APNR156330
Alternative APN
  • 2271-04-001-0040-914

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area3,498 sqft Living Area
1st Floor Area2,200 sqft
2nd Floor Area1,298 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,400 sqft (0.238 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage TypeDetached
Garage Area682 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR156330
Street Address3215 CINCO LAKES DR
CityKATY
StateTX
Zip77450-5777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCINCO RANCH SOUTH LAKE VILLAGE SEC 4, BLOCK 1, LOT 4
Legal SubdivisionCINCO RANCH SOUTH LAKE VILLAGE SEC 4
Legal Block1
Legal Lot Number4
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group1
Census Block1012
Census Tract673005

Owner

3215 Cinco Lakes Dr is owned and occupied by an individual who acquired it in March 2022.

Source: Fort Bend County records, as of January 28, 2026

Owner of RecordIndividual Name on File
Mailing Address3215 CINCO LAKES DR, KATY, TX 77450-5777
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Affidavit of Death of Joint Tenant, Transfer
Aug 23, 2018Deed of Trust, Mortgage · Line of Credit
UNIVERSAL 1 CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2022
Deed SaleMar 2, 2022
Prior SaleAug 8, 1996
Deed Document Number2022029404
Record UpdatedJun 8, 2026

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionFORT BEND TX
Recording DateMar 2, 2022
Property Address3215 CINCO LAKES DR, KATY, TX 77450-5777
Document Number0000029404
Instrument DateFeb 24, 2022
Instrument2022029404
Transaction TypeTransfer
Record UpdatedMar 28, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address3215 CINCO LAKES DR, KATY, TX 77450-5777
Document Number0000108519
Instrument DateAug 23, 2018
Transaction TypeMortgage
Record UpdatedOct 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3215 CINCO LAKES DR KATY TX 774505777, KATY, TX 77450-5777

Mortgage

Document Number0000108519
DateSep 24, 2018
Instrument108519
Lender
NameUNIVERSAL 1 CU
TypeCredit Union
AddressDAYTON, OH 45409
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 23, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3215 Cinco Lakes Dr was $6,667 with exemptions applied, down 1% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,667.00 (-10.01%) Homeowner's exemption Senior Citizen's exemption$596,314 (+1%) Land $104,390 Building $509,936$614,326 (-1.17%) Land $104,390 Building $509,936
2024$7,409.00 (+2.76%) Homeowner's exemption Senior Citizen's exemption$542,104 (+1%) Land $104,390 Building $517,229$621,619 (+4.34%) Land $104,390 Building $517,229
2023$7,210.00 Homeowner's exemption Senior Citizen's exemption$492,822 Land $80,300 Building $515,441$595,741 Land $80,300 Building $515,441
2018$9,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3215 Cinco Lakes Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 144 policies
Nearby Flood Policies144 in force
Nearby Flood Claims2 (2017–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2021 · Severe Winter Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3215 Cinco Lakes Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCO MUD 2
serves 4,743 people · EPA ID TX0790306
Water SourcePurchased groundwater from CINCO MUD 1
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Astound Broadband.

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