3218 Pine Forest Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3218 Pine Forest Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,992 sqft · built 1985
Lot Size0.241 acres (10,481 sqft)
Owner2 Individual Names on File
Last Sale$298,000 (Oct 2018)
Tax Bill$5,801 (2025)
Deeds & MortgagesJan 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-757-8439-7

Property Details

APN / Parcel Number

Primary APNC62-000-757-8439-7
Alternative APNs
  • 32-27-16-35356-000-0380
  • 271632353560000380
  • 162732353560000380
  • R352302

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,992 sqft Living Area
Gross Area2,613 sqft
1st Floor Area1,992 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,481 sqft (0.241 acres)
Lot Dimensions111 ft deep x 90 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area243 sqft
Deck Area520 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR352302
Street Address3218 PINE FOREST DR
CityPALM HARBOR
StateFL
Zip34684-1835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionHAMLET AT BENTLEY PARK PHASE I LOT 38
Legal Range16E
Legal Township27S
Legal Section32
Legal SubdivisionHAMLET AT BENTLEY PARK
Legal Phase1
Legal Tract35356
Legal Lot Number38
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2010
Census Tract27316

Owner

3218 Pine Forest Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address3218 PINE FOREST DR, PALM HARBOR, FL 34684-1835
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Oct 16, 2018Warranty Deed, Transfer · Conventional Mortgage
OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2018 · Amount on File
Deed SaleOct 16, 2018 · Amount on File
Prior SaleAug 9, 2013 · Amount on File
Deed Document Number2018331717
Deed Book / Page20299 / 1098
Transfer Doc1016001595
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3218 PINE FOREST DR, PALM HARBOR, FL 34684-1835
Transaction TypeMortgage
Record UpdatedFeb 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3218 PINE FOREST DR, PALM HARBOR, FL 34684-1835

Mortgage

Document Number0213621379
DateJan 28, 2021
Book Page21362/1379
Instrument2021028226
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2041

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 16, 2018
Property Address3218 PINE FOREST DR, PALM HARBOR, FL 34684-1835
Document Number0202991098
Book / Page20299 / 1098
Map ReferenceMB 89 PG 22-24
Instrument DateOct 15, 2018
Instrument2018331717
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyGUARDIAN TITLE OF FLORIDA WE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,086.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3355 LANDLINT CT, 3355, PALM HARBOR, FL 34684

Transferred To (Grantee/Buyer)

NameVerified Name
Address3218 PINE FOREST DR, PALM HARBOR, FL 34684-1835

Mortgage

Document Number2018331718
DateOct 16, 2018
Instrument2018331718
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3218 Pine Forest Dr was $5,801 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,801.00 Homeowner's exemption$355,717$553,159 Land $181,105 Building $372,054
2023$5,404.00 (+2.8%) Homeowner's exemption$335,623 (+3%)$528,246 (+15.1%) Land $245,977 Building $282,269
2022$5,257.00 Homeowner's exemption$325,848$458,956 Land $246,990 Building $211,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3218 Pine Forest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims2 (2001–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3218 Pine Forest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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