3231 Pine Forest Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3231 Pine Forest Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,332 sqft · built 1986
Lot Size0.141 acres (6,172 sqft)
Owner2 Owner Names on File
Last Sale$149,800 (Jun 2000)
Tax Bill$2,474 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-757-8410-8

Property Details

APN / Parcel Number

Primary APNC62-000-757-8410-8
Alternative APNs
  • 32-27-16-35356-000-0100
  • 162732353560000100
  • R352273

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,332 sqft Heated Area
1st Floor Area1,119 sqft
2nd Floor Area1,213 sqft
Upper Floors Area1,213 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,172 sqft (0.141 acres)
Lot Dimensions98 ft deep x 60 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area435 sqft
Deck Area350 sqft
Patio Area150 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR352273
Old Parcel Number162732353560000100
Street Address3231 PINE FOREST DR
CityPALM HARBOR
StateFL
Zip34684-1836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMLET AT BENTLEY PARK PHASE I LOT 10 LESS PT DESC AS BEG NW COR OF LOT TH E'LY ALG N'LY LOT LN 1.15FT TH S54DW 99.09FT TH
Legal Range16
Legal Township27
Legal Section32
Legal SubdivisionHAMLET AT BENTLEY PARK PHASE I
Legal Phase1
Legal Lot Number10
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2009
Census Tract27316

Owner

The current owner of 3231 Pine Forest Dr bought it in June 2000.

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address3231 PINE FOREST DR, PALM HARBOR, FL 34684-1836
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2000 · Amount on File
Deed SaleJun 16, 2000 · Amount on File
Deed Document Number1094801274
Deed Book / Page10948 / 01274
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3231 PINE FOREST DR, PALM HARBOR, FL 34684-1836
Transaction TypeMortgage
Record UpdatedApr 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3231 PINE FOREST DR, PALM HARBOR, FL 34684-1836
InvestorPossibly a Property Investor

Mortgage

Document Number0223900492
DateMar 30, 2023
Book Page22390/492
Instrument2023081061
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3231 Pine Forest Dr was $2,474 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,474.00 Homeowner's exemption$171,425$445,167 Land $118,003 Building $327,164
2023$2,278.00 (+3.4%) Homeowner's exemption$161,742 (+3%)$423,360 (+17.64%) Land $164,541 Building $258,819
2022$2,203.00 Homeowner's exemption$157,031$359,885 Land $165,624 Building $194,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3231 Pine Forest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims2 (2001–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3231 Pine Forest Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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