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3215 Pine Forest Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3215 Pine Forest Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,332 sqft · built 1987
Lot Size0.174 acres (7,575 sqft)
OwnerIndividual Name on Record
Last Sale$199,900 (Feb 2011)
Tax Bill$2,733 (2025)
Deeds & MortgagesMar 2017 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-757-8414-0

Property Details

APN / Parcel Number

Primary APNC62-000-757-8414-0
Alternative APNs
  • 32-27-16-35356-000-0140
  • 271632353560000140
  • 162732353560000140
  • R352277

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,332 sqft Living Area
Gross Area3,147 sqft
1st Floor Area1,119 sqft
Upper Floors Area1,213 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,575 sqft (0.174 acres)
Lot Dimensions114 ft deep x 64 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area295 sqft
Shed1 Shed
Shed Area72 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR352277
Street Address3215 PINE FOREST DR
CityPALM HARBOR
StateFL
Zip34684-1836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionHAMLET AT BENTLEY PARK PHASE I LOT 14
Legal Range16E
Legal Township27S
Legal Section32
Legal SubdivisionHAMLET AT BENTLEY PARK
Legal Phase1
Legal Tract35356
Legal Lot Number14
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2009
Census Tract27316

Owner

Source: Pinellas County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3215 PINE FOREST DR, PALM HARBOR, FL 34684-1836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2017Deed of Trust, Mortgage · VA Mortgage
PHH MORTGAGE SERVICES CORP
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
GROW FINANCIAL FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2011 · Amount on Record
Deed SaleFeb 3, 2011 · Amount on Record
Prior SaleJun 21, 2010
Deed Document Number201130149
Deed Book / Page17160 / 525
Prior Transfer DateSep 14, 2010
Prior Transfer Doc0170361351
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3215 PINE FOREST DR, PALM HARBOR, FL 34684-1836
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0195511003
DateMar 13, 2017
Book Page19551/1003
Instrument2017078484
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term301 Months
DueApr 1, 2042

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3215 PINE FOREST DR, PALM HARBOR, FL 34684-1836
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3215 PINE FOREST DR, PALM HARBOR, FL 34684-1836

Mortgage

Document Number0211881939
DateSep 30, 2020
Book Page21188/1939
Instrument2020291876
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
AddressTAMPA, FL 33619
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,733.00 (+8.37%) Homeowner's exemption$185,793 (+5.99%)$470,054 (+3.85%) Land $133,379 Building $336,675
2023$2,522.00 (+3.32%) Homeowner's exemption$175,298 (+3%)$452,621 (+17.78%) Land $183,567 Building $269,054
2022$2,441.00 Homeowner's exemption$170,192$384,308 Land $184,181 Building $200,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims2 (2001–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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