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3203 Pine Forest Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3203 Pine Forest Dr, Palm Harbor, FL 34684 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,324 sqft · built 1986
Lot Size0.148 acres (6,477 sqft)
OwnerIndividual Name on File
Last Sale$183,000 (Dec 2009)
Tax Bill$2,765 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-757-8417-3

Property Details

APN / Parcel Number

Primary APNC62-000-757-8417-3
Alternative APNs
  • 32-27-16-35356-000-0170
  • 162732353560000170
  • R352280

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,324 sqft Heated Area
1st Floor Area1,121 sqft
2nd Floor Area1,203 sqft
Upper Floors Area1,203 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1999
Architectural StyleDome
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,477 sqft (0.148 acres)
Lot Dimensions105 ft deep x 61 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchPorch
Porch Area229 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR352280
Old Parcel Number162732353560000170
Street Address3203 PINE FOREST DR
CityPALM HARBOR
StateFL
Zip34684-1836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMLET AT BENTLEY PARK PHASE I LOT 17
Legal Range16
Legal Township27
Legal Section32
Legal SubdivisionHAMLET AT BENTLEY PARK PHASE I
Legal Phase1
Legal Lot Number17
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2009
Census Tract27316

Owner

Source: Pinellas County records · APN C62-000-757-8417-3

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3203 PINE FOREST DR, PALM HARBOR, FL 34684-1836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Jul 01, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2009 · Amount on Record
Deed SaleDec 10, 2009 · Amount on Record
Prior SaleJul 31, 2009
Deed Document Number2009324583
Deed Book / Page16773 / 1541
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3203 PINE FOREST DR, PALM HARBOR, FL 34684-1836
Transaction TypeMortgage
Record UpdatedJan 13, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3203 PINE FOREST DR, PALM HARBOR, FL 34684-1836

Mortgage

Document Number0218640465
DateDec 27, 2021
Book Page21864/465
Instrument2021416051
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3203 PINE FOREST DR, PALM HARBOR, FL 34684-1836
Document Number0210700190
Instrument DateJul 01, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3203 PINE FOREST DR PALM HARBOR FL 346841836, PALM HARBOR, FL 34684-1836

Mortgage

Document Number0210700190
DateJul 08, 2020
Book Page021070/000190
Instrument202855
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 07, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,765.00 (+8.39%) Homeowner's exemption$187,536 (+5.99%)$475,466 (+6.51%) Land $125,977 Building $349,489
2023$2,551.00 (+3.28%) Homeowner's exemption$176,943 (+3%)$446,400 (+17.02%) Land $168,954 Building $277,446
2022$2,470.00 Homeowner's exemption$171,789$381,465 Land $170,399 Building $211,066

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030273162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims2 (2001–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
WOW Internet, Cable & PhoneCable1,200 / 50
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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