3208 Gray St, Reading, PA 19605 Property Records

Berks County property record for 3208 Gray St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1979
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Mar 2023)
Tax Bill	$1,123 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5318-06-39-1537`

Property Details

APN / Parcel Number

Primary APN	`5318-06-39-1537`
Alternative APNs	`57-5318-06-39-1537` `070070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3208 GRAY ST
City	READING
State	PA
Zip	19605-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	READING TERRACE
Legal Block	39
Legal Lot Number	102-1
Jurisdiction	BERKS PA
Township / Civil Division	LAURELDALE
Census Block Group	2
Census Block	2007
Census Tract	12800

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3208 GRAY ST, READING, PA 19605-2244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 20, 2021	Deed, Transfer · FHA Mortgage FIDELIS MORTGAGE CORP
Jan 2, 2020	Quit Claim Deed, Transfer TRI-COUNTY R/E SERVICES INC, TRI-COUNTY R/E SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	20235643
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0000000004
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 1, 2023
Property Address	3208 GRAY ST, READING, PA 19605-2244
Document Number	0000005643
Map Reference	VOL 4 PG 7
Instrument Date	Feb 27, 2023
Instrument	2023005643
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3208 GRAY ST, READING, PA 19605-2244

Mortgage

Document Number	0000005644
Date	Mar 1, 2023
Instrument	2023005644

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 20, 2021
Property Address	3208 GRAY ST, READING, PA 19605-2244
Document Number	0000019930
Map Reference	VOL 4 PG 7
Instrument Date	Apr 16, 2021
Instrument	2021019930
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	EXECUTIVE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3208 GRAY ST, READING, PA 19605-2244

Mortgage

Document Number	0000019931
Date	Apr 20, 2021
Instrument	2021019931

Lender

Name	FIDELIS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Jan 2, 2020
Property Address	3208 GRAY ST, READING, PA 19605-2244
Document Number	0000000004
Instrument Date	Dec 20, 2019
Instrument	4
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	TRI-COUNTY R/E SERVICES INC, TRI-COUNTY R/E SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CHESTNUT ST #3 SPRING CITY PA 194751938, 3, SPRING CITY, PA 19475-1938

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Laureldale Borough
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,123.00	$68,900 (-) Land $25,000 Building $43,900	$25,000 (-) Land $25,000
2025	$1,123.00 (+7.67%)	$68,900 (-) Land $25,000 Building $43,900	$25,000 (-63.72%) Land $25,000
2024	$1,043.00	$68,900 Land $25,000 Building $43,900
1994			$68,900 Land $25,000 Building $43,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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