32179 Watoga Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 32179 Watoga Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,573 sqft · built 2017
Lot Size	0.152 acres (6,650 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Sep 2022)
Tax Bill	$9,509 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-26-20-0020-00100-0020`

Property Details

APN / Parcel Number

Primary APN	`35-26-20-0020-00100-0020`
Alternative APN	`0618714`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,573 sqft Living Area
Gross Area	3,411 sqft
1st Floor Area	1,059 sqft
Upper Floors Area	1,514 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,650 sqft (0.152 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	603 sqft
Porch	Porch
Porch Area	397 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0618714
Street Address	32179 WATOGA LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-3997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	UNION PARK PHASE 1A PB 68 PG 116 BLOCK 1 LOT 2
Legal Range	20E
Legal Township	26S
Legal Section	35
Legal Subdivision	UNION PARK
Legal Phase	1A
Legal Tract	20
Legal Block	1
Legal Lot Number	2
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3023
Census Tract	32108

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	32179 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 1, 2018	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Jan 12, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	2022213257
Deed Book / Page	10699 / 623
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 30, 2022
Property Address	32179 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0106990623
Book / Page	10699 / 623
Map Reference	MB 68 PG 116
Instrument Date	Sep 16, 2022
Instrument	2022213257
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 COUGAR LN, 71, BARNEGAT, NJ 08005-1045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32179 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997

Mortgage

Document Number	0010699625
Date	Sep 30, 2022
Instrument	10699/625

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32179 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101593733
Date	Aug 19, 2020
Book Page	10159/3733
Instrument	2020135511

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 1, 2018
Property Address	32179 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0097332918
Book / Page	9733 / 2918
Map Reference	MB68 PG116
Instrument Date	May 30, 2018
Instrument	2018092116
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32179 WATOGA LOOP # 200, 200, WESLEY CHAPEL, FL 33543-3997

Mortgage

Document Number	2018092119
Date	Jun 1, 2018
Instrument	2018092119

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Jan 12, 2017
Property Address	32179 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0094830100
Book / Page	009483 / 000100
Instrument Date	Jan 10, 2017
Instrument	4723
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 N REO ST #330 TAMPA FL 336091064, 330, TAMPA, FL 33609-1064
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,509.00 (-13.88%) Homeowner's exemption	$424,072 (-10.42%) Land $82,684 Building $341,388	$424,072 (-10.42%) Land $82,684 Building $341,388
2023	$11,042.00 (+50.89%)	$473,390 (+45.74%) Land $68,982 Building $404,408	$473,390 (+23.9%) Land $68,982 Building $404,408
2022	$7,318.00	$324,810 Land $57,574 Building $267,236	$382,084 Land $57,574 Building $324,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 398 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 in force
Nearby Flood Claims	29 (1997–2024)
Claims Outside the SFHA	11 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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