32143 Watoga Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 32143 Watoga Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,579 sqft · built 2018
Lot Size	0.199 acres (8,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,500 (Nov 2018)
Tax Bill	$11,406 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-26-20-0060-00100-0150`

Property Details

APN / Parcel Number

Primary APN	`35-26-20-0060-00100-0150`
Alternative APN	`0620507`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,579 sqft Living Area
Gross Area	4,499 sqft
1st Floor Area	2,828 sqft
Upper Floors Area	751 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,692 sqft (0.199 acres)
Garage Area	598 sqft
Driveway	Driveway
Driveway Area	788 sqft
Porch	Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0620507
Street Address	32143 WATOGA LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-3997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	UNION PARK PHASE 1B PB 71 PG 032 BLOCK 1 LOT 15
Legal Range	20E
Legal Township	26S
Legal Section	35
Legal Subdivision	UNION PARK
Legal Phase	1B
Legal Tract	60
Legal Block	1
Legal Lot Number	15
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3023
Census Tract	32108

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32143 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 27, 2018	Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR
May 3, 2018	Loan Modification, Mortgage · Line of Credit BRANCH BK&TR
Feb 13, 2017	Loan Modification, Mortgage · Line of Credit USAMERIBANK
Feb 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Feb 14, 2017 · Amount on Record
Deed Document Number	2018198566
Deed Book / Page	9822 / 2990
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32143 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101610694
Date	Aug 20, 2020
Book Page	10161/694
Instrument	2020136657

Lender

Name	TRUIST BANK
Type	Bank
Address	CONNELLSVILLE, PA 15425

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Nov 27, 2018
Property Address	32143 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0098222990
Book / Page	009822 / 002990
Instrument Date	Nov 15, 2018
Instrument	198566
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,049.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32143 WATOGA LOOP WESLEY CHAPEL FL 335433997, WESLEY CHAPEL, FL 33543-3997

Mortgage

Document Number	98222992
Date	Nov 27, 2018
Book Page	009822/002992
Instrument	198567

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASCO FL
Recording Date	May 3, 2018
Property Address	32143 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0097183971
Book / Page	009718 / 003971
Instrument Date	May 2, 2018
Instrument	74918
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32143 WATOGA LOOP WESLEY CHAPEL FL 335433997, WESLEY CHAPEL, FL 33543-3997
Investor	Possibly a Property Investor

Mortgage

Document Number	97183971
Date	May 3, 2018
Book Page	009718/003971
Instrument	74918

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASCO FL
Property Address	32143 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0094961381
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4065 CRESCENT PARK DR RIVERVIEW FL 335783605, RIVERVIEW, FL 33578-3605
Investor	Possibly a Property Investor

Mortgage

Document Number	0094961381
Date	Feb 14, 2017
Book Page	009496/001381
Instrument	20340

Lender

Name	USAMERIBANK
Type	Bank
Address	CLEARWATER, FL 33762

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Feb 14, 2017
Property Address	32143 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0094961365
Book / Page	009496 / 001365
Instrument Date	Feb 10, 2017
Instrument	20337
Transaction Type	Transfer
Record Updated	Mar 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,544.81
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4065 CRESCENT PARK DR RIVERVIEW FL 335783605, RIVERVIEW, FL 33578-3605
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,406.00 (+3.94%) Homeowner's exemption	$475,130 (+5.98%) Land $101,694 Building $373,436	$609,596 (-4.08%) Land $101,694 Building $507,902
2023	$10,974.00 (+9.48%) Additional exemption filed	$448,300 (+3%) Land $84,898 Building $363,402	$635,536 (+25.34%) Land $84,898 Building $550,638
2022	$10,024.00 Homeowner's exemption	$435,250 Land $70,914 Building $364,336	$507,045 Land $70,914 Building $436,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 398 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 in force
Nearby Flood Claims	29 (1997–2024)
Claims Outside the SFHA	11 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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