32155 Watoga Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 32155 Watoga Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,560 sqft · built 2018
Lot Size	0.199 acres (8,675 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (Apr 2024)
Tax Bill	$14,024 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`35-26-20-0060-00100-0160`

Property Details

APN / Parcel Number

Primary APN	`35-26-20-0060-00100-0160`
Alternative APN	`0620508`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,560 sqft Living Area
Gross Area	4,767 sqft
1st Floor Area	2,853 sqft
Upper Floors Area	707 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,675 sqft (0.199 acres)
Garage Area	598 sqft

Exterior Amenities

Pool Area	312 sqft
Porch	Porch
Porch Area	609 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0620508
Street Address	32155 WATOGA LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-3997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	UNION PARK PHASE 1B PB 71 PG 032 BLOCK 1 LOT 16
Legal Range	20E
Legal Township	26S
Legal Section	35
Legal Subdivision	UNION PARK
Legal Phase	1B
Legal Tract	60
Legal Block	1
Legal Lot Number	16
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3023
Census Tract	32108

Owner

32155 Watoga Loop is owned and occupied by an individual who bought it in April 2024.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	32155 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 2, 2019	Grant Deed, Transfer HILLSBOROUGH TITLE INC
Feb 14, 2017	Loan Modification, Mortgage · Line of Credit BRANCH BK&TR
Feb 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	Feb 14, 2017 · Amount on File
Deed Document Number	2024058502
Deed Book / Page	10988 / 3476
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	32155 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32155 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997

Mortgage

Document Number	0113773327
Date	Mar 9, 2026
Book Page	11377/3327
Instrument	2026043145

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 8, 2024
Property Address	32155 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0109883476
Book / Page	10988 / 3476
Map Reference	MB 71 PG 32
Instrument	2024058502
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10996 RUSTIC TIMBER LOOP, SAN ANTONIO, FL 33576-7395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32155 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997

Mortgage

Document Number	2024058503
Date	Apr 8, 2024
Instrument	2024058503

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0109883478
Date	Apr 8, 2024
Book Page	10988/3478
Instrument	2024058503

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Jan 2, 2019
Property Address	32155 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0098390228
Book / Page	009839 / 000228
Instrument Date	Dec 20, 2018
Instrument	314
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Tax	$3,430.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32155 WATOGA LOOP WESLEY CHAPEL FL 335433997, WESLEY CHAPEL, FL 33543-3997

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASCO FL
Recording Date	Feb 14, 2017
Property Address	32155 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0094961374
Book / Page	009496 / 001374
Instrument Date	Feb 13, 2017
Instrument	20339
Transaction Type	Mortgage
Record Updated	Mar 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32155 WATOGA LOOP WESLEY CHAPEL FL 335433997, WESLEY CHAPEL, FL 33543-3997
Investor	Possibly a Property Investor

Mortgage

Document Number	94961374
Date	Feb 14, 2017
Book Page	009496/001374
Instrument	20339

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Feb 14, 2017
Property Address	32155 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997
Document Number	0094961365
Book / Page	009496 / 001365
Instrument Date	Feb 10, 2017
Instrument	20337
Transaction Type	Transfer
Record Updated	Mar 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,544.81
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4065 CRESCENT PARK DR RIVERVIEW FL 335783605, RIVERVIEW, FL 33578-3605
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 32155 Watoga Loop was $14,024 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,024.00 Homeowner's exemption	$630,825 Land $101,678 Building $529,147	$630,825 Land $101,678 Building $529,147
2023	$11,363.00 (+9.52%) Additional exemption filed	$471,350 (+3%) Land $84,882 Building $386,468	$658,900 (+24.48%) Land $84,882 Building $574,018
2022	$10,375.00 Homeowner's exemption	$457,630 Land $70,898 Building $386,732	$529,314 Land $70,898 Building $458,416

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32155 Watoga Loop in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 398 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 in force
Nearby Flood Claims	29 (1997–2024)
Claims Outside the SFHA	11 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32155 Watoga Loop is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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