Pasco County property record for 32131 Watoga Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,557 sqft · built 2016 |
| Lot Size | 0.173 acres (7,546 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,750 (Oct 2016) |
| Tax Bill | $7,666 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-26-20-0060-00100-0140 |
| Primary APN | 35-26-20-0060-00100-0140 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,557 sqft Living Area |
| Gross Area | 3,405 sqft |
| 1st Floor Area | 2,557 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,546 sqft (0.173 acres) |
| Garage Area | 600 sqft |
| Driveway | Driveway |
| Driveway Area | 945 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 248 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0620506 |
|---|---|
| Street Address | 32131 WATOGA LOOP |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-3997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | UNION PARK PHASE 1B PB 71 PG 032 BLOCK 1 LOT 14 OR 9444 PG 3911 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | UNION PARK |
| Legal Phase | 1B |
| Legal Tract | 60 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 32108 |
32131 Watoga Loop is owned and occupied by an individual who bought it in October 2016.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 32131 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2016 · Amount on File |
| Deed Sale | Oct 20, 2016 · Amount on File |
| Prior Sale | Feb 11, 2016 · Amount on File |
| Deed Document Number | 2016165788 |
| Deed Book / Page | 9444 / 3911 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 32131 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 32131 WATOGA LOOP, WESLEY CHAPEL, FL 33543-3997 |
| Document Number | 0102340398 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 10234/398 |
| Instrument | 2020209867 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 32131 Watoga Loop was $7,666 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,666.00 Homeowner's exemption | $283,640 Land $99,985 Building $183,655 | $452,934 Land $99,985 Building $352,949 |
| 2023 | $7,375.00 (+9.16%) Additional exemption filed | $265,750 (+3%) Land $83,308 Building $182,442 | $465,034 (+24.49%) Land $83,308 Building $381,726 |
| 2022 | $6,756.00 Homeowner's exemption | $258,010 Land $69,423 Building $188,587 | $373,552 Land $69,423 Building $304,129 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32131 Watoga Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 398 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 398 in force |
| Nearby Flood Claims | 29 (1997–2024) |
| Claims Outside the SFHA | 11 of 29 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32131 Watoga Loop is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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