3204 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3204 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1987
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2011)
Tax Bill	$857 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-9330`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-9330`
Alternative APNs	`34180201139330` `02183401139330` `4951032.0` `4951032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,536 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	152 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4951032
Street Address	3204 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 13933 & 13934 BLK 448 FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 4905 PG 1886 PER OR 5348 PG 0210 PER OR 6500 PG 2386 PER OR 6567 PGS 0125-0128 INC PER OR 7444 PG 4599
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	448
Legal Lot Number	13933
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1067
Census Tract	83007

Owner

Source: Volusia County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3204 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
May 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 4, 2018	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA
Dec 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2011 · Amount on Record
Deed Sale	Feb 23, 2011 · Amount on Record
Prior Sale	Aug 2, 2010
Deed Document Number	201130639
Deed Book / Page	6567 / 125
Last Transfer Date	May 2, 2026
Transfer Doc	0000080155
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3204 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508

Mortgage

Document Number	0080101862
Date	Mar 18, 2021
Book Page	8010/1862
Instrument	2021-061908

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Recording Date	Jun 1, 2026
Property Address	3204 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508
Document Number	0000097425
Book / Page	8859 / 4481
Instrument Date	May 20, 2026
Instrument	202697425
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508

Mortgage

Document Number	0000097425,
Date	Jun 1, 2026
Book Page	8859/4481
Instrument	202697425

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 4, 2026
Property Address	3204 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508
Document Number	0000080155
Book / Page	8848 / 3593
Instrument Date	May 2, 2026
Instrument	202680155
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	3204 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508
Document Number	0075571708
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 UMBRELLA TREE DR EDGEWATER FL 321416508, EDGEWATER, FL 32141-6508

Mortgage

Document Number	0075571708
Date	Jun 12, 2018
Book Page	007557/001708
Instrument	118178

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3204 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508
Document Number	0074821516
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 UMBRELLA TREE DR EDGEWATER FL 321416508, EDGEWATER, FL 32141-6508

Mortgage

Document Number	0074821516
Date	Dec 12, 2017
Book Page	007482/001516
Instrument	239102

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 5, 2017
Property Address	3204 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508
Document Number	0074444599
Book / Page	007444 / 004599
Instrument Date	Sep 1, 2017
Instrument	174712
Transaction Type	Transfer
Record Updated	Oct 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 UMBRELLA TREE DR EDGEWATER FL 321416508, EDGEWATER, FL 32141-6508

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,304 (+2.7%)	$264,255 (+1.23%) Land $54,000 Building $210,255
2025	$857.00 (+6.33%) Homeowner's exemption	$87,930 (+5.99%)	$261,046 (+5.46%) Land $54,000 Building $207,046
2023	$806.00 (+4.68%) Homeowner's exemption	$82,964 (+3%)	$247,536 (+17.87%) Land $34,000 Building $213,536
2022	$770.00 Homeowner's exemption	$80,548	$210,014 Land $29,600 Building $180,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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