Flathead County property record for 3215 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 3,324 sqft · built 2007 |
| Lot Size | 17.1 acres (745,617 sqft) |
| Owner | Individual Name on File |
| Last Sale | $638,000 (Sep 2020) |
| Tax Bill | $4,225 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R0744979 |
| Primary APN | R0744979 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,324 sqft Living Area |
| 1st Floor Area | 1,420 sqft |
| 2nd Floor Area | 1,420 sqft |
| Attic | Attic |
| Attic Area | 484 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 745,617 sqft (17.1 acres) |
| Lot Dimensions | 137 ft deep x 316 ft wide |
| Terrain | Rolling |
| View / Lot | Mountain |
| Garage Type | Mixed |
| Garage Area | 3,280 sqft |
| Parking Spaces | 12 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000006382 |
|---|---|
| Street Address | 3215 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S04, T27 N, R20 W, ACRES 17.117, COS 20968-2, TR 3AAB IN S2SW4 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 04 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 20968 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1401 |
3215 Lower Valley Rd, a rural home, is owned by an individual who bought it in September 2020.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 5347, KALISPELL, MT 59903-5347 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on File |
| Deed Sale | Sep 11, 2020 · Amount on File |
| Deed Document Number | 202029769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3215 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100018679 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 202100018679 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 11, 2020 |
| Property Address | 3215 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Document Number | 202000029769 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 202000029769 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5347, KALISPELL, MT 59903-5347 |
| Document Number | 202000029770 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 202000029770 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
The 2026 property tax bill for 3215 Lower Valley Rd was $4,225.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,225.00 | $1,155,248 | |
| 2025 | $1,155,248 Land $6,908 Building $1,148,340 | ||
| 2023 | $6,521.00 | $901,226 | $901,226 Land $14,096 Building $887,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3215 Lower Valley Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3215 Lower Valley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MontanaSky Networks Fixed Wireless | 250 / 250 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 10 / 1 |
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