Flathead County property record for 3234 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,700 sqft · built 2015 |
| Lot Size | 10.3 acres (451,282 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $731,500 (May 2022) |
| Tax Bill | $5,134 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0746770 |
| Primary APN | R0746770 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| 2nd Floor Area | 1,350 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 451,282 sqft (10.3 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 512 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Pole Barn | 780 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000008050 |
|---|---|
| Street Address | 3234 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONRAD FARMS PH 2, S05, T27 N, R20 W, LOT 6, ACRES 10.36, ASSR #0000008050 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 05 |
| Legal Subdivision | CONRAD FARMS PH 2 |
| Legal Lot Number | 6 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1401 |
Source: Flathead County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3234 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Jun 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| May 28, 2021 | Warranty Deed, Transfer · VA Mortgage LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on Record |
| Deed Sale | May 24, 2022 · Amount on Record |
| Prior Sale | May 28, 2021 · Amount on Record |
| Deed Document Number | 202213334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3234 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000037264 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 202000037264 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3234 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201800011805 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 201800011805 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3234 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000033501 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 202000033501 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 24, 2022 |
| Property Address | 3234 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Document Number | 202200013334 |
| Instrument Date | May 12, 2022 |
| Instrument | 202200013334 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | FLATHEAD PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3234 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Document Number | 202200013335 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 202200013335 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 28, 2021 |
| Property Address | 3234 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Document Number | 202100018666 |
| Instrument Date | May 27, 2021 |
| Instrument | 202100018666 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3234 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Document Number | 202100018667 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 202100018667 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,134.00 (-32.3%) | $1,369,400 (+29.45%) | |
| 2025 | $1,369,400 (+29.45%) Land $436,708 Building $932,692 | ||
| 2023 | $7,583.00 | $1,057,842 | $1,057,842 Land $215,092 Building $842,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.9% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHEASANT HAVEN ESTATES private · serves 53 people · EPA ID MT0004545 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MontanaSky Networks Fixed Wireless | 250 / 250 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 10 / 1 |
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