Flathead County property record for 3209 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,396 sqft · built 2021 |
| Lot Size | 2.24 acres (97,574 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $685,300 (Nov 2021) |
| Tax Bill | $2,931 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R861674 |
| Primary APN | R861674 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,396 sqft Living Area |
| 1st Floor Area | 2,396 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 97,574 sqft (2.24 acres) |
| Garage Area | 854 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000016272 |
|---|---|
| Street Address | 3209 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04, T27 N, R20 W, ACRES 2.24, CS 21610-1A, TR 3AF IN SW4SW4 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 04 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 21610 |
| Legal Tract | 1A |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1401 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3209 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on Record |
| Deed Sale | Nov 1, 2021 · Amount on Record |
| Prior Sale | Feb 23, 2021 |
| Deed Document Number | 202138287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Nov 1, 2021 |
| Property Address | 3209 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Document Number | 202100038287 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 202100038287 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3209 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Document Number | 202100038288 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 202100038288 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,931.00 (-44.43%) | $863,900 (+17.4%) | |
| 2025 | $863,900 (+17.4%) Land $210,972 Building $652,928 | ||
| 2023 | $5,274.00 | $735,838 | $735,838 Land $136,328 Building $599,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MontanaSky Networks Fixed Wireless | 250 / 250 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 10 / 1 |
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