Flathead County property record for 3262 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,814 sqft · built 2019 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,943 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2022 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0746772 |
| Primary APN | R0746772 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,814 sqft Living Area |
| 1st Floor Area | 3,332 sqft |
| Attic | Attic |
| Attic Area | 482 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| View / Lot | Mountain |
| Porch | Slab |
| Porch Area | 597 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000008052 |
|---|---|
| Street Address | 3262 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONRAD FARMS PH 2, S05, T27 N, R20 W, LOT 8, ACRES 10, ASSR #0000008052 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 05 |
| Legal Subdivision | CONRAD FARMS PH 2 |
| Legal Lot Number | 8 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1401 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3262 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK & TRUST |
| May 26, 2022 | Intrafamily Transfer, Transfer |
| Apr 14, 2017 | Deed of Trust, Mortgage · ARM FIRST FEDERAL BANK & TRUST |
| Apr 20, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK & TRUST |
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK & TRUST |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK & TRUST |
| Jan 20, 2017 | Warranty Deed, Transfer NOT AVAILABLE, ATEC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2017 |
| Deed Sale | Jan 20, 2017 |
| Prior Sale | Oct 23, 2015 |
| Deed Document Number | 20171510 |
| Last Transfer Date | May 24, 2022 |
| Transfer Doc | 0000013578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3262 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Title Company | NOT AVAILABLE, ATEC |
| Name | Verified Name |
|---|
| Document Number | 202200015618 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 202200015618 |
| Name | FIRST FEDERAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SHERIDAN, WY 82801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 26, 2022 |
| Property Address | 3262 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Document Number | 202200013578 |
| Instrument Date | May 24, 2022 |
| Instrument | 202200013578 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 3262 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3262 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700007501 |
|---|---|
| Date | Apr 14, 2017 |
| Instrument | 201700007501 |
| Name | FIRST FEDERAL BANK & TRUST |
|---|---|
| Address | SHERIDAN, WY 82801 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3262 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800007755 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 201800007755 |
| Name | FIRST FEDERAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SHERIDAN, WY 82801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3262 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201900011728 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 201900011728 |
| Name | FIRST FEDERAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SHERIDAN, WY 82801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3262 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 202000021654 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 202000021654 |
| Name | FIRST FEDERAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SHERIDAN, WY 82801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 20, 2017 |
| Property Address | 3262 LOWER VALLEY RD, KALISPELL, MT 59901-8068 |
| Document Number | 201700001510 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 201700001510 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | NOT AVAILABLE, ATEC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1516 EAGLE DR, KALISPELL, MT 59901-5131 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,943.00 (-11.56%) | $1,536,700 (+63.93%) | |
| 2025 | $1,536,700 (+63.93%) Land $426,700 Building $1,110,000 | ||
| 2023 | $6,720.00 | $937,400 | $937,400 Land $211,600 Building $725,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHEASANT HAVEN ESTATES private · serves 53 people · EPA ID MT0004545 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MontanaSky Networks Fixed Wireless | 250 / 250 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 10 / 1 |
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