Jackson County property record for 3214 Willow St, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,344 sqft · built 1986 |
| Lot Size | 1.43 acres (62,693 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $46,500 (Sep 2003) |
| Tax Bill | $563 (2025) |
| Deeds & Mortgages | Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-5N-11-0000-0300-0011 |
| Primary APN | 30-5N-11-0000-0300-0011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 1,560 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 62,693 sqft (1.43 acres) |
| Driveway | Driveway |
| Driveway Area | 3,500 sqft |
| Porch | Open Porch |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3214 WILLOW ST |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 558 P 840 OR 749 P 885 OR 760 P 81 OR 930 P 898 COMM AT SEC OF SECT, RUN N 40.43 FT TO N SIDE OF BUTTER CUP LN, S 87* W 97 |
| Legal Range | 11W |
| Legal Township | 05N |
| Legal Section | 30 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 210400 |
Source: Jackson County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3214 WILLOW ST, COTTONDALE, FL 32431-3126 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2003 · Amount on Record |
| Deed Sale | Sep 12, 2003 · Amount on Record |
| Prior Sale | Sep 12, 2003 · Amount on Record |
| Deed Document Number | 0000930898 |
| Deed Book / Page | 930 / 898 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 3214 WILLOW ST, COTTONDALE, FL 32431-3126 |
| Document Number | 0015200531 |
| Instrument Date | Jan 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3214 WILLOW ST COTTONDALE FL 324313126, COTTONDALE, FL 32431-3126 |
| Document Number | 0015200531 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 001520/000531 |
| Instrument | 32000971 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Jackson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Municipality | Cottondale Town |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $563.00 (+1.62%) Homeowner's exemption | $71,844 (+2.9%) | $102,155 (-1.23%) Land $12,155 Building $90,000 |
| 2024 | $554.00 (+3.94%) Homeowner's exemption | $69,819 (+3%) | $103,430 (+2.41%) Land $12,155 Building $91,275 |
| 2023 | $533.00 (+7.89%) Homeowner's exemption | $67,785 (+3%) | $100,999 (+18.59%) Land $12,155 Building $88,844 |
| 2022 | $494.00 Homeowner's exemption | $65,811 | $85,166 Land $11,440 Building $73,726 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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