3187 Willow St, Cottondale, FL 32431 Property Records

Jackson County property record for 3187 Willow St, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,526 sqft · built 1975
Lot Size0.339 acres (14,810 sqft)
Owner2 Individual Names on Record
Tax Bill$483 (2025)
Flood ZoneZone X (minimal risk)
APN31-5N-11-0000-0170-0060

Property Details

APN / Parcel Number

Primary APN31-5N-11-0000-0170-0060

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,526 sqft Heated Area
Gross Area1,805 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,810 sqft (0.339 acres)
PorchPorch
Shed1 Shed
Storage Building63 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemRadiant

Location & Zoning

Street Address3187 WILLOW ST
CityCOTTONDALE
StateFL
Zip32431-3136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 142 P 301 COMM AT NEC OF NW1/4 OF NE1/4, RUN S 4* E 196.15 FT, S 82* W 30.69 FT, S 4* E 150 FT TO BEGIN, RUN S 4* E 150 FT
Legal Range11W
Legal Township05N
Legal Section31
Legal SubdivisionCOTTONDALE
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group2
Census Block2030
Census Tract210400

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3187 WILLOW ST, COTTONDALE, FL 32431-3136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
MunicipalityCottondale Town
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$483.00 (+1.47%) Homeowner's exemption$56,947 (+2.9%)$85,838 (-1.8%) Land $1,700 Building $84,138
2024$476.00 (+3.48%) Homeowner's exemption$55,342 (+3%)$87,414 (+2.61%) Land $1,700 Building $85,714
2023$460.00 (+7.73%) Homeowner's exemption$53,730 (+3%)$85,190 (+21.85%) Land $1,700 Building $83,490
2022$427.00 Homeowner's exemption$52,165$69,913 Land $1,700 Building $68,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTTONDALE WATER SYSTEM
serves 861 people · EPA ID FL1320143
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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