3207 Willow St, Cottondale, FL 32431 Property Records

Jackson County property record for 3207 Willow St, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,414 sqft · built 1973
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Tax Bill$1,286 (2025)
Deeds & MortgagesMay 2026 Sale
Flood ZoneZone X (minimal risk)
APN31-5N-11-0000-0170-0030

Property Details

APN / Parcel Number

Primary APN31-5N-11-0000-0170-0030
Alternative APN
  • 11 N 531000001700030

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,414 sqft Living Area
Gross Area3,280 sqft
1st Floor Area2,414 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1980
Architectural StyleBungalow
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area174,240 sqft (4 acres)
Garage TypeCarport
Garage Area483 sqft
CarportCarport
Carport Area483 sqft
PorchFinished/Open Porch
Pole Barn1,728 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3207 WILLOW ST
CityCOTTONDALE
StateFL
Zip32431-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 97 P 844 COMM AT NEC OF NW1/4 OF SE1/4, RUN S 2604.26 FT, W 25 FT TO BEGIN, RUN S 209.7 FT, W 529.43 FT, N 6* E 350 FT, N 87* E 489.12 FT, S 140.29 FT TO POB. IN SW1/4 OF SE1/4 IN SECT 30 & IN NW1/4 OF NE1/4 OF SECT 31. OR 197 P 274 OR 280 P 107..
Legal Range11W
Legal Township05N
Legal Section31
Legal Block30
Legal Lot Number170
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group2
Census Block2033
Census Tract210400

Owner

Source: Jackson County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address372 CITY SQUARE RD, ALFORD, FL 32420-7136
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 27, 2026
Transfer Doc0000004983
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON FL
Recording DateMay 4, 2026
Property Address3207 WILLOW ST, COTTONDALE, FL 32431-3342
Document Number0000004983
Book / Page1921 / 381
Instrument DateApr 27, 2026
Instrument20264983
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address372 CITY SQUARE RD, ALFORD, FL 32420-7136

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
MunicipalityCottondale Town
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,286.00 (+3.88%) Homeowner's exemption Widower's exemption$120,026 (+2.9%)$162,528 (-1.54%) Land $14,000 Building $148,528
2024$1,238.00 (+7.75%) Homeowner's exemption Widower's exemption$116,643 (+3.36%)$165,073 (-14.17%) Land $14,000 Building $151,073
2023$1,149.00 (+2.96%) Homeowner's exemption$112,852 (+3%)$192,331 (+20.42%) Land $14,000 Building $178,331
2022$1,116.00 Homeowner's exemption$109,565$159,713 Land $14,000 Building $145,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTTONDALE WATER SYSTEM
serves 861 people · EPA ID FL1320143
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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