3192 Willow St, Cottondale, FL 32431 Property Records

Jackson County property record for 3192 Willow St, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,316 sqft · built 1967
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`31-5N-11-0000-0050-0010`

Property Details

APN / Parcel Number

Primary APN	`31-5N-11-0000-0050-0010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,316 sqft Heated Area
Gross Area	1,784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Fence	Fence
Shed	1 Shed
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air

Location & Zoning

Street Address	3192 WILLOW ST
City	COTTONDALE
State	FL
Zip	32431-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 46 P 89 BEGIN ON N SIDE OF REGISTER ST AT INTERS WITH WILLOW ST, RUN N 174 FT, E 210 FT, S 174 FT, W 210 FT TO POB. OR 50
Legal Range	11W
Legal Township	05N
Legal Section	31
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	2
Census Block	2043
Census Tract	210400

Owner

Source: Jackson County records · APN 31-5N-11-0000-0050-0010

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 121, COTTONDALE, FL 32431-0121
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2023
Deed Sale	Jul 31, 2023
Prior Sale	May 06, 2014 · Amount on Record
Deed Document Number	0001800318
Deed Book / Page	1421 / 0789
Record Updated	Jun 08, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON FL
Recording Date	Jul 31, 2023
Property Address	3192 WILLOW ST, COTTONDALE, FL 32431-3334
Document Number	0018000318
Book / Page	1800 / 318
Instrument Date	Jul 31, 2023
Instrument	202332007725
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 121, COTTONDALE, FL 32431-0121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 121, COTTONDALE, FL 32431-0121

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Municipality	Cottondale Town
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00 (+6.39%)	$63,646 (-) Land $7,055 Building $56,591	$63,646 (-) Land $7,055 Building $56,591
2024	$1,017.00 (+9.71%)	$63,646 (+4.06%) Land $7,055 Building $56,591	$63,646 (+4.06%) Land $7,055 Building $56,591
2023	$927.00 (+20.08%)	$61,162 (+21.36%) Land $7,055 Building $54,107	$61,162 (+21.36%) Land $7,055 Building $54,107
2022	$772.00	$50,398 Land $7,055 Building $43,343	$50,398 Land $7,055 Building $43,343

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 14 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COTTONDALE WATER SYSTEM serves 861 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.