3211 E State Rte 55, Troy, OH 45373 Property Records

Miami County property record for 3211 E State Rte 55, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,623 sqft · built 1952
Lot Size18.7 acres (815,879 sqft)
OwnerIndividual Name on File
Tax Bill$6,126 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2018 Second Mortgage
Flood ZoneZone X (minimal risk)
APNF10-004900

Property Details

APN / Parcel Number

Primary APNF10-004900
Alternative APNs
  • 021036.0-01-014-00
  • F10LO030 02300

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,623 sqft Living Area
1st Floor Area2,623 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Architectural StyleConventional
Exterior MaterialConcrete Block
Lot Area815,879 sqft (18.7 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area620 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel NumberF10LO030 02300
Street Address3211 E STATE ROUTE 55
CityTROY
StateOH
Zip45373-7754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-2-36 SE PT NW
Legal Range02
Legal Township10
Legal Section36
JurisdictionMIAMI OH
Township / Civil DivisionLOSTCREEK
Census Block Group3
Census Block3017
Census Tract390100

Owner

Source: Miami County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3211 E STATE ROUTE 55, TROY, OH 45373-7754
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC
Sep 14, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Prior SaleJun 28, 2004 · Amount on Record
Last Transfer DateJan 11, 2022
Transfer Doc0000000574
Record UpdatedJun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIAMI OH
Recording DateJan 11, 2022
Property Address3211 E STATE ROUTE 55, TROY, OH 45373-7754
Document Number0000000574
Instrument DateJan 6, 2022
Instrument2022OR-00574
Transaction TypeTransfer
Record UpdatedFeb 2, 2022
Title CompanyWAVE TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3211 E STATE ROUTE 55, TROY, OH 45373-7754

Mortgage

Document Number0000000575
DateJan 11, 2022
Instrument2022OR-00575
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address3211 E STATE ROUTE 55, TROY, OH 45373-7754
Transaction TypeMortgage
Record UpdatedSep 20, 2021
Title CompanyLENDERLIVE SETTLEMENT SERVIC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011352
DateSep 14, 2018
Instrument2018OR-11352
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueSep 13, 2038

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionLostcreek Township
Unified School DistrictMiami East Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,126.00 (+161.24%) Homeowner's exemption$112,560 (+62.73%) Land $44,240 Building $68,320$321,600 (+20.9%) Land $126,400 Building $195,200
2024$2,345.00 (+1.52%) Homeowner's exemption$69,170 (-) Land $16,670 Building $52,500
2023$2,310.00 (-4.11%) Homeowner's exemption$69,170 (-) Land $16,670 Building $52,500$266,000 (-) Land $116,000 Building $150,000
2022$2,409.00 Homeowner's exemption$69,170 Land $16,670 Building $52,500$266,000 Land $116,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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