3215 E State Rte 55, Troy, OH 45373 Property Records

Miami County property record for 3215 E State Rte 55, Troy, OH 45373 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,952 sqft · built 2017
Lot Size15.6 acres (682,150 sqft)
Owner2 Individual Names on File
Last Sale$256,250 (Jul 2011)
Tax Bill$8,976 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2018 Line of Credit
Flood ZoneZone A (high risk)
APNF10-004500

Property Details

APN / Parcel Number

Primary APNF10-004500
Alternative APNs
  • 021036.0-01-012-01
  • F10LO030 02200

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,952 sqft Living Area
1st Floor Area4,030 sqft
Upper Floors Area937 sqft
Basement Area2,015 sqft
Finished Basement1,200 sqft
Unfinished Basement815 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area682,150 sqft (15.6 acres)
TerrainRolling
Garage Area1,140 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area433 sqft
Patio Area771 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3215 E STATE ROUTE 55
CityTROY
StateOH
Zip45373-7754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-2-36 NW PT NW
Legal Range10
Legal Township02
Legal Section36
JurisdictionMIAMI OH
Township / Civil DivisionLOSTCREEK
Census Block Group3
Census Block3017
Census Tract390100

Owner

Source: Miami County records · APN F10-004500

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3215 E STATE ROUTE 55, TROY, OH 45373-7754
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
GREENVILLE FEDERAL
Aug 28, 2018Deed of Trust, Mortgage · Line of Credit
GREENVILLE FED'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2011 · Amount on Record
Deed SaleJul 13, 2011 · Amount on Record
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address3215 E STATE ROUTE 55, TROY, OH 45373-7754
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004930
DateMar 23, 2021
Instrument2021OR-04930
Lender
NameGREENVILLE FEDERAL
TypeBank
AddressGREENVILLE, OH 45331
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address3215 E STATE ROUTE 55, TROY, OH 45373-7754
Document Number0000010941
Instrument DateAug 28, 2018
Transaction TypeMortgage
Record UpdatedSep 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3215 E STATE ROUTE 55 TROY OH 453737754, TROY, OH 45373-7754

Mortgage

Document Number0000010941
DateSep 06, 2018
Instrument10941
Lender
NameGREENVILLE FED'L
TypeFunding / Finance Company
AddressGREENVILLE, OH 45331
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 05, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionLostcreek Township
Unified School DistrictMiami East Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,976.00 (+24.58%) Homeowner's exemption$299,370 (+41.04%) Land $20,840 Building $278,530$948,200 (+33.96%) Land $152,400 Building $795,800
2024$7,205.00 (+1.54%) Homeowner's exemption$212,260 (-) Land $14,160 Building $198,100
2023$7,096.00 (-4.08%) Homeowner's exemption$212,260 (-) Land $14,160 Building $198,100$707,800 (-) Land $141,800 Building $566,000
2022$7,398.00 Homeowner's exemption$212,260 Land $14,160 Building $198,100$707,800 Land $141,800 Building $566,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093901003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1995, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 6% of the US · above 28% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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