Miami County property record for 3195 E State Rte 55, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,219 sqft · built 1965 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Aug 2017) |
| Tax Bill | $4,405 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F10-036600 |
| Primary APN | F10-036600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,219 sqft Living Area |
| 1st Floor Area | 3,219 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 128 sqft |
| Patio Area | 714 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | F10LO030 02000 |
|---|---|
| Street Address | 3195 E STATE ROUTE 55 |
| City | TROY |
| State | OH |
| Zip | 45373-7755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-2-36 LOT 1 VALLEYBROOK FARMS #1 |
| Legal Range | 02 |
| Legal Township | 10 |
| Legal Section | 36 |
| Legal Subdivision | VALLEYBROOK FARMS #1 |
| Legal Lot Number | 1 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | LOSTCREEK |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 390100 |
Source: Miami County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3195 E STATE ROUTE 55, TROY, OH 45373-7755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Transfer on Death Deed, Transfer |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on Record |
| Deed Sale | Aug 28, 2017 · Amount on Record |
| Prior Sale | Mar 22, 2016 · Amount on Record |
| Deed Document Number | 1772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 28, 2022 |
| Property Address | 3195 E STATE ROUTE 55, TROY, OH 45373-7755 |
| Document Number | 0000014253 |
| Map Reference | MB 8 PG 142 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 2022OR-14253 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3195 E STATE ROUTE 55, TROY, OH 45373-7755 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3195 E STATE ROUTE 55, TROY, OH 45373-7755 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000003416 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021OR-03416 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 28, 2017 |
| Property Address | 3195 E STATE ROUTE 55, TROY, OH 45373-7755 |
| Document Number | 0000010588 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 2017OR-10588 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3195 EAST ST 55, TROY, OH 45373 |
| Document Number | 0000010589 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 2017OR-10589 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Lostcreek Township |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,405.00 (+25.71%) Homeowner's exemption | $137,760 (+32.97%) Land $12,320 Building $125,440 | $393,600 (+32.97%) Land $35,200 Building $358,400 |
| 2024 | $3,504.00 (+1.54%) Homeowner's exemption | $103,600 (-) Land $8,820 Building $94,780 | |
| 2023 | $3,451.00 (-4.09%) Homeowner's exemption | $103,600 (-) Land $8,820 Building $94,780 | $296,000 (-) Land $25,200 Building $270,800 |
| 2022 | $3,598.00 Homeowner's exemption | $103,600 Land $8,820 Building $94,780 | $296,000 Land $25,200 Building $270,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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