Shelby County property record for 321 Windchase Trce, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,587 sqft · built 1994 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $388,000 (Feb 2006) |
| Tax Bill | $2,381 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101110001002042 |
| Primary APN | 101110001002042 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,587 sqft Heated Area |
| 1st Floor Area | 2,116 sqft |
| Basement Area | 2,102 sqft |
| Unfinished Basement | 631 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,159 sqft (0.348 acres) |
| Lot Dimensions | 148 ft deep x 112 ft wide |
| Garage Type | Basement |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Deck Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 321 WINDCHASE TRCE |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-4649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 11 19S 02W NBRHD: 01 MEADOWBROOK (HABERSHAM/WINDCHASE) R-2 |
| Legal Range | 02W |
| Legal Township | 19S |
| Legal Section | 11 |
| Legal Subdivision | WINDCHASE |
| Legal Lot Number | 42 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30330 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Apr 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GOODMORTGAGE.COM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2006 · Amount on Record |
| Deed Sale | Feb 3, 2006 · Amount on Record |
| Deed Document Number | 200656920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 321 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000033450 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 20260205000033450 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | BIRMINGHAM, AL 35242 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000167690 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 20220425000167690 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | BIRMINGHAM, AL 35242 |
| Document Number | 0000152370 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 WINDCHASE TRCE BIRMINGHAM AL 352424649, BIRMINGHAM, AL 35242-4649 |
| Document Number | 0000152370 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 152370 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | TYSONS CORNER, VA 22182 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,381.00 (+1.58%) | ||
| 2025 | $2,344.00 (+6.89%) | $53,280 (+8.2%) | $532,730 (+8.19%) Land $100,000 Building $432,730 |
| 2023 | $2,193.00 | $49,240 | $492,390 Land $85,000 Building $407,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1996–2000) |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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