325 Windchase Trce, Birmingham, AL 35242 Property Records

Shelby County property record for 325 Windchase Trce, Birmingham, AL 35242

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 6,932 sqft · built 1999
Lot Size0.373 acres (16,275 sqft)
Owner2 Individual Names on File
Last Sale$699,000 (May 2021)
Tax Bill$3,587 (2026)
Deeds & MortgagesAug 2026 Line of Credit
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN101110001002043

Property Details

APN / Parcel Number

Primary APN101110001002043

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area6,932 sqft Heated Area
1st Floor Area2,940 sqft
Upper Floors Area1,934 sqft
Basement Area2,940 sqft
Finished Basement2,940 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,275 sqft (0.373 acres)
Lot Dimensions155 ft deep x 105 ft wide
Garage TypeAttached
Garage Area775 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Deck Area278 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address325 WINDCHASE TRCE
CityBIRMINGHAM
StateAL
Zip35242-4649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 11 19S 02W NBRHD: 01 MEADOWBROOK (HABERSHAM/WINDCHASE) R-2
Legal Range02W
Legal Township19S
Legal Section11
Legal SubdivisionWINDCHASE
Legal Lot Number43
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group2
Census Block2009
Census Tract30330

Owner

325 Windchase Trce is owned and occupied by two individuals who bought it in May 2021.

Source: Shelby County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address325 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4649
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Deed of Trust, Mortgage · Line of Credit
AVADIAN CREDIT UNION
May 26, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2021 · Amount on File
Deed SaleMay 26, 2021 · Amount on File
Prior SaleJun 12, 2007 · Amount on File
Deed Document Number2021258290
Prior Transfer DateApr 25, 2003
Prior Transfer Doc0000274420
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Recording DateAug 25, 2026
Property Address325 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4649
Document Number0000272880
Instrument DateAug 20, 2026
Instrument2026272880
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4649

Mortgage

Document Number0000272880,
DateAug 25, 2026
Instrument2026272880
Lender
NameAVADIAN CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateMay 26, 2021
Property Address325 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4649
Document Number0000258290
Map ReferenceMB 18 PG 55A&B
Instrument DateMay 24, 2021
Instrument20210526000258290
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5025 KERRY DARWN RD, CENTREVILLE, AL 35042

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4649
InvestorPossibly a Property Investor

Mortgage

Document Number0000258300
DateMay 26, 2021
Instrument20210526000258300
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 325 Windchase Trce was $3,587 with a homeowner's exemption, down 0.6% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,587.00 (-0.55%) Homeowner's exemption
2025$3,607.00$81,980$819,800 Land $100,000 Building $719,800
2023$3,405.00 (+10.09%)$78,340 (+9.97%)$783,300 (+9.97%) Land $85,000 Building $698,300
2022$3,093.00$71,240$712,300 Land $85,000 Building $627,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 Windchase Trce in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1996–2000)
Most Recent ClaimApr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 325 Windchase Trce has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
1,000 / 75
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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