Shelby County property record for 314 Windchase Trce, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,865 sqft · built 1995 |
| Lot Size | 0.559 acres (24,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $685,000 (Nov 2023) |
| Tax Bill | $2,929 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101110001002034 |
| Primary APN | 101110001002034 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,865 sqft Heated Area |
| 1st Floor Area | 1,919 sqft |
| Upper Floors Area | 1,327 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 1,032 sqft |
| Unfinished Basement | 569 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,352 sqft (0.559 acres) |
| Lot Dimensions | 239 ft deep x 101 ft wide |
| Garage Type | Basement |
| Porch | Patio |
| Deck Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 314 WINDCHASE TRCE |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-4646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 11 19S 02W NBRHD: 01 MEADOWBROOK (HABERSHAM/WINDCHASE) R-2 |
| Legal Range | 02W |
| Legal Township | 19S |
| Legal Section | 11 |
| Legal Subdivision | WINDCHASE |
| Legal Lot Number | 34 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30330 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LEGACY COMMUNITY FEDERAL CREDIT UNION |
| Nov 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2023 · Amount on Record |
| Deed Sale | Nov 28, 2023 · Amount on Record |
| Deed Document Number | 2023344180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | May 4, 2026 |
| Property Address | 314 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646 |
| Document Number | 0000131060 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026131060 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 314 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646 |
| Investor | Possibly a Property Investor |
| Document Number | 0000131060, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026131060 |
| Name | LEGACY COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Nov 28, 2023 |
| Property Address | BIRMINGHAM, AL 35242 |
| Document Number | 0000344180 |
| Map Reference | MB 18 PG 55A&55B |
| Instrument Date | Nov 22, 2023 |
| Instrument | 20231128000344180 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4641 W BYWATER LN, SOUTH JORDAN, UT 84009-5149 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646 |
| Document Number | 0000344190 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 20231128000344190 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Margin | 3 |
| Max Rate | 11.8% |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,929.00 (-0.68%) Homeowner's exemption | ||
| 2025 | $2,949.00 (+52.48%) | $67,040 (+49.31%) | $670,400 (+49.34%) Land $100,000 Building $570,400 |
| 2023 | $1,934.00 (+10.33%) | $44,900 (+10.1%) | $448,900 (+10.08%) Land $85,000 Building $363,900 |
| 2022 | $1,753.00 | $40,780 | $407,800 Land $85,000 Building $322,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1996–2000) |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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