Shelby County property record for 326 Windchase Trce, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,257 sqft · built 1998 |
| Lot Size | 0.325 acres (14,188 sqft) |
| Owner | Company Name on Record |
| Last Sale | $412,500 (Oct 2019) |
| Tax Bill | $2,104 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101110001002031 |
| Primary APN | 101110001002031 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,257 sqft Heated Area |
| 1st Floor Area | 1,838 sqft |
| Upper Floors Area | 1,300 sqft |
| Basement Area | 1,022 sqft |
| Finished Basement | 816 sqft |
| Unfinished Basement | 206 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,188 sqft (0.325 acres) |
| Lot Dimensions | 90 ft deep x 157 ft wide |
| Garage Type | Basement |
| Porch | Patio |
| Deck Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 326 WINDCHASE TRCE |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-4646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 11 19S 02W NBRHD: 01 MEADOWBROOK (HABERSHAM/WINDCHASE) R-2 |
| Legal Range | 02W |
| Legal Township | 19S |
| Legal Section | 11 |
| Legal Subdivision | WINDCHASE |
| Legal Lot Number | 31 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30330 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 326 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 1, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 3, 2019 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Nov 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on Record |
| Deed Sale | Oct 22, 2019 · Amount on Record |
| Prior Sale | Jan 12, 1999 · Amount on Record |
| Deed Document Number | 2019388320 |
| Last Transfer Date | Oct 23, 2020 |
| Transfer Doc | 0000526670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 326 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000102280 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 20240410000102280 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 326 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000163180 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 20230601000163180 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 8, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 326 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000150060 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 20190503000150060 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | SPRING, TX 77380 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 29, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Nov 18, 2020 |
| Property Address | 326 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646 |
| Document Number | 0000526670 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 526670 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 326 WINDCHASE TRCE BIRMINGHAM AL 352424646, BIRMINGHAM, AL 35242-4646 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Oct 22, 2019 |
| Property Address | 326 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646 |
| Document Number | 0000388320 |
| Map Reference | MB 18 PG 55A&B |
| Instrument Date | Oct 18, 2019 |
| Instrument | 20191022000388320 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 436 PARK PLGIFF, 436, BIRMINGHAM, AL 35203 |
| Name | Verified Name |
|---|---|
| Address | 326 WINDCHASE TRCE, BIRMINGHAM, AL 35242-4646 |
| Document Number | 0000388340 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 20191022000388340 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,104.00 (+1.54%) | ||
| 2025 | $2,072.00 (+5.66%) | $47,100 (+5.65%) | $470,900 (+5.63%) Land $100,000 Building $370,900 |
| 2023 | $1,961.00 | $44,580 | $445,800 Land $85,000 Building $360,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1996–2000) |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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