317 White Oak St, Thomson, GA 30824 Property Records

McDuffie County property record for 317 White Oak St, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,928 sqft · built 1937
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,500 (Dec 2016)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0T230 00000 093 000`

Property Details

APN / Parcel Number

Primary APN	`0T230 00000 093 000`
Alternative APN	`11034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,928 sqft Heated Area
1st Floor Area	1,999 sqft
2nd Floor Area	929 sqft
Upper Floors Area	999 sqft
Utility Area	45 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	304 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	255 sqft
Patio Area	251 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11034
Street Address	317 WHITE OAK ST
City	THOMSON
State	GA
Zip	30824-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	317 WHITEOAK ST
Legal Subdivision	THOMSON CITY
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	4
Census Block	4015
Census Tract	950200

Owner

Source: McDuffie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 WHITE OAK ST, THOMSON, GA 30824-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit QUEENSBOROUGH NATIONAL BANK
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016 · Amount on Record
Deed Sale	Dec 28, 2016 · Amount on Record
Prior Sale	Apr 15, 2005 · Amount on Record
Deed Document Number	2016866
Deed Book / Page	650 / 805
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	317 WHITE OAK ST, THOMSON, GA 30824-1655
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000651/571
Date	Jan 31, 2017
Book Page	651/571

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	1 Months
Due	Feb 1, 2017

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	317 WHITE OAK ST, THOMSON, GA 30824-1655
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WHITE OAK ST, THOMSON, GA 30824-1655

Mortgage

Document Number	0000000737/0000000181
Date	Sep 5, 2023
Book Page	0000000737/0000000181

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	317 WHITE OAK ST, THOMSON, GA 30824-1655
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WHITEOAK ST

Mortgage

Document Number	0000000675/0000000027
Date	Apr 11, 2019
Book Page	0000000675/0000000027

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Municipality	Thomson City
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,376 (+0.63%) Land $6,716 Building $141,660	$370,938 (+0.63%) Land $16,789 Building $354,149
2025	$4,354.00 (+1.54%) Homeowner's exemption	$147,454 (+5.15%) Land $6,552 Building $140,902	$368,634 (+5.15%) Land $16,380 Building $352,254
2024	$4,288.00 (+18.29%) Homeowner's exemption	$140,226 (+5.27%) Land $6,240 Building $133,986	$350,566 (+5.28%) Land $15,600 Building $334,966
2023	$3,625.00 (-9.98%) Homeowner's exemption	$133,200 (+8.48%) Land $4,680 Building $128,520	$332,999 (+8.47%) Land $11,700 Building $321,299
2022	$4,027.00 Homeowner's exemption	$122,793 Land $3,744 Building $119,049	$306,983 Land $9,360 Building $297,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people · EPA ID GA1890001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on White Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures