Kane County property record for 321 Orchard St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,596 sqft · built 1930 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (May 2025) |
| Tax Bill | $6,823 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-206-007 |
| Primary APN | 06-23-206-007 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 2,394 sqft |
| Basement Area | 798 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 321 ORCHARD ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J C & W H KIMBALLS 3RD ADD LOT 7 BLK 2 |
| Legal Subdivision | J C&W H KIMBALLS 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 851600 |
Source: Kane County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 HARVEY ST, ELGIN, IL 60123-5318 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on Record |
| Deed Sale | May 15, 2025 · Amount on Record |
| Prior Sale | Dec 3, 2024 · Amount on Record |
| Deed Document Number | 202517657 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,823.00 (+43.46%) | $89,435 (+8.57%) Land $19,861 Building $69,574 | $268,412 (+8.57%) Land $59,607 Building $208,806 |
| 2024 | $82,375 (+21.39%) Land $18,293 Building $64,082 | $247,224 (+21.44%) Land $54,901 Building $192,323 | |
| 2022 | $4,756.00 (+5.69%) Disabled Person's exemption | $67,857 (+6.96%) Land $15,069 Building $52,788 | $203,571 (+6.96%) Land $45,207 Building $158,364 |
| 2021 | $4,500.00 Disabled Person's exemption | $63,441 Land $14,088 Building $49,353 | $190,323 Land $42,264 Building $148,059 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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