Kane County property record for 309 Orchard St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 941 sqft · built 1943 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $47,000 (Nov 2010) |
| Tax Bill | $4,716 (2025) |
| Deeds & Mortgages | Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-206-002 |
| Primary APN | 06-23-206-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 941 sqft Living Area |
| Gross Area | 1,568 sqft |
| Basement Area | 627 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 309 ORCHARD ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J C & W H KIMBALLS 3RD ADDN SOUTH 66 FT OF LOT 5 BLOCK 2 |
| Legal Subdivision | J C&W H KIMBALLS 3RD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 851600 |
309 Orchard St is owned by two individuals who acquired it in September 2012.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5N815 W SUNSET VIEWS DR, SAINT CHARLES, IL 60175-8618 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2010 · Amount on File |
| Deed Sale | Nov 16, 2010 · Amount on File |
| Prior Sale | Aug 6, 2010 |
| Deed Document Number | 201077628 |
| Last Transfer Date | Sep 14, 2012 |
| Transfer Doc | 0000065737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 7, 2018 |
| Property Address | 309 ORCHARD ST, ELGIN, IL 60123-7519 |
| Document Number | 0000044097 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 44097 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 441 WESTPORT DR PINGREE GROVE IL 601409172, PINGREE GROVE, IL 60140-9172 |
The 2025 property tax bill for 309 Orchard St was $4,716.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,716.00 | $61,819 (+8.57%) Land $12,953 Building $48,866 | $185,531 (+8.57%) Land $38,875 Building $146,657 |
| 2024 | $56,940 Land $11,931 Building $45,009 | $170,888 Land $35,807 Building $135,081 | |
| 2022 | $4,067.00 (+3.96%) | $46,906 (+6.96%) Land $9,829 Building $37,077 | $140,718 (+6.96%) Land $29,487 Building $111,231 |
| 2021 | $3,912.00 | $43,853 Land $9,189 Building $34,664 | $131,559 Land $27,567 Building $103,992 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Orchard St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 Orchard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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