329 Orchard St, Elgin, IL 60123 Property Records

Kane County property record for 329 Orchard St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,182 sqft · built 1947
Lot Size	0.167 acres (7,260 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Jul 2019)
Tax Bill	$5,290 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-206-009`

Property Details

APN / Parcel Number

Primary APN	`06-23-206-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,182 sqft Living Area
Gross Area	1,918 sqft
Basement Area	736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Lot Area	7,260 sqft (0.167 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	329 ORCHARD ST
City	ELGIN
State	IL
Zip	60123-7519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS 3RD ADDN SOUTH 22 FT LOT 8 & NORTH 22 FT LOT 9 BLOCK 2
Legal Subdivision	J C&W H KIMBALLS 3RD ADDN
Legal Block	2
Legal Lot Number	8,9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2005
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	329 ORCHARD ST, ELGIN, IL 60123-7519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 11, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Mar 4, 2015 · Amount on Record
Deed Document Number	201929577
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	329 ORCHARD ST, ELGIN, IL 60123-7519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057308
Date	Sep 30, 2020
Instrument	2020K057308

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 11, 2019
Property Address	329 ORCHARD ST, ELGIN, IL 60123-7519
Document Number	0000029577
Instrument Date	Jun 24, 2019
Instrument	29577
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$289.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SILVERSTONE DR CARPENTERSVILLE IL 601101104, CARPENTERSVILLE, IL 60110-1104

Mortgage

Document Number	29578
Date	Jul 11, 2019
Instrument	29578

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,290.00 (+15.81%) Homeowner's exemption	$77,350 (+8.57%) Land $14,683 Building $62,667	$232,143 (+8.57%) Land $44,067 Building $188,076
2024		$71,244 (+21.39%) Land $13,524 Building $57,720	$213,818 (+21.44%) Land $40,588 Building $173,229
2022	$4,568.00 (+4.77%) Homeowner's exemption	$58,689 (+6.96%) Land $11,141 Building $47,548	$176,067 (+6.96%) Land $33,423 Building $142,644
2021	$4,360.00 Homeowner's exemption	$54,870 Land $10,416 Building $44,454	$164,610 Land $31,248 Building $133,362

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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