Kane County property record for 315 Orchard St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,866 sqft · built 1883 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Dec 1995) |
| Tax Bill | $7,166 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-206-006 |
| Primary APN | 06-23-206-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 2,839 sqft |
| Basement Area | 973 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 315 ORCHARD ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J C & W H KIMBALLS 3RD ADDN LOT 6 BLOCK 2 |
| Legal Subdivision | J C&W H KIMBALLS 3RD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 851600 |
315 Orchard St is owned and occupied by an individual who bought it in December 1995.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 ORCHARD ST, ELGIN, IL 60123-7519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 1995 · Amount on File |
| Deed Sale | Dec 4, 1995 · Amount on File |
| Deed Document Number | 199573836 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 315 Orchard St was $7,166 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,166.00 Homeowner's exemption | $101,940 (+8.57%) Land $19,861 Building $82,079 | $305,942 (+8.57%) Land $59,607 Building $246,336 |
| 2024 | $93,893 Land $18,293 Building $75,600 | $281,792 Land $54,901 Building $226,891 | |
| 2022 | $6,186.00 (+4.56%) Homeowner's exemption | $77,346 (+6.96%) Land $15,069 Building $62,277 | $232,038 (+6.96%) Land $45,207 Building $186,831 |
| 2021 | $5,916.00 Homeowner's exemption | $72,313 Land $14,088 Building $58,225 | $216,939 Land $42,264 Building $174,675 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Orchard St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1982) |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 315 Orchard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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