310 Gretna Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 310 Gretna Ln, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,515 sqft · built 2006
Lot Size	0.575 acres (25,030 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Mar 2021)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-28-691002-000260`

Property Details

APN / Parcel Number

Primary APN	`26-29-28-691002-000260`
Alternative APNs	`282926691002000260` `82926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,515 sqft Living Area
Gross Area	1,955 sqft
1st Floor Area	1,515 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	25,030 sqft (0.575 acres)
Lot Dimensions	250 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Porch	Unfinished Open Porch
Porch Area	15 sqft

Location & Zoning

Street Address	310 GRETNA LN
City	WINTER HAVEN
State	FL
Zip	33880-6161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE ACRES PHASE III UNIT 1 PB 107 PG 1 LOT 26
Legal Range	26E
Legal Township	29S
Legal Section	28
Legal Subdivision	RIDGE ACRES PHASE III UNIT 1
Legal Phase	III
Legal Tract	691002
Legal Block	4
Legal Lot Number	26
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4050
Census Tract	14501

Owner

310 Gretna Ln is owned and occupied by two individuals who bought it in March 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	310 GRETNA LN, WINTER HAVEN, FL 33880-6161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Apr 26, 2006 · Amount on File
Deed Document Number	202154635
Deed Book / Page	11605 / 1060
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 4, 2021
Property Address	310 GRETNA LN, WINTER HAVEN, FL 33880-6161
Document Number	0000054635
Book / Page	11605 / 1060
Map Reference	MB 107 PG 1
Instrument Date	Feb 25, 2021
Instrument	2021054635
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 HARRISON AVE # AVE1R, 53, TAUNTON, MA 02780-4686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 GRETNA LN, WINTER HAVEN, FL 33880-6161

Mortgage

Document Number	0116051062
Date	Mar 4, 2021
Instrument	11605/1062

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 310 Gretna Ln was $2,036 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,342 (-0.7%) Land $22,800 Building $173,542	$196,342 (-2.15%) Land $22,800 Building $173,542
2025	$2,036.00 Homeowner's exemption	$197,726	$200,662 Land $22,800 Building $177,862
2023	$2,401.00 (+3.31%) Homeowner's exemption	$186,557 (+3%)	$203,922 (+12.59%) Land $17,100 Building $186,822
2022	$2,324.00 Homeowner's exemption	$181,123 Land $14,421 Building $166,702	$181,123 Land $14,421 Building $166,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 310 Gretna Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 310 Gretna Ln is moderate, ranking above 67% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20