Okaloosa County property record for 318 Echo Cir, Fort Walton Beach, FL 32548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,485 sqft · built 1972 |
| Lot Size | 0.21 acres (9,189 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $75,500 (Oct 1998) |
| Tax Bill | $1,045 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-4585-0 |
| Primary APN | C56-000-593-4585-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,485 sqft Heated Area |
| Gross Area | 1,770 sqft |
| 1st Floor Area | 1,485 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 9,189 sqft (0.21 acres) |
| Lot Width | 80 ft Width |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 318 ECHO CIR |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32548-6304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEDALE S/D LOT 22 BLK C |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | PINEDALE S/D |
| Legal Block | C |
| Legal Lot Number | 22 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21902 |
Source: Okaloosa County records · APN C56-000-593-4585-0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 318 ECHO CIR, FORT WALTON BEACH, FL 32548-6304 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 1998 · Amount on Record |
| Deed Sale | Oct 30, 1998 · Amount on Record |
| Deed Document Number | 0021864190 |
| Deed Book / Page | 2186 / 4190 |
| Last Transfer Date | Nov 02, 1998 |
| Transfer Doc | 0021864190 |
| Record Updated | Jun 08, 2026 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,045.00 (+7.29%) Homeowner's exemption | $124,674 (+5.99%) | $237,811 (+3.67%) Land $92,293 Building $145,518 |
| 2023 | $974.00 (+3.51%) Homeowner's exemption | $117,631 (+3%) | $229,382 (+7.73%) Land $74,250 Building $155,132 |
| 2022 | $941.00 Homeowner's exemption | $114,205 | $212,915 Land $69,392 Building $143,523 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910219024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 20 (2001–2026) |
| Claims Outside the SFHA | 7 of 20 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 372 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL1460506, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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