321 Cross St, Lodi, CA 95242 Property Records

San Joaquin County property record for 321 Cross St, Lodi, CA 95242

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1954
Lot Size0.14 acres (6,135 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (Aug 2001)
Tax Bill$2,285 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN035-230-410-000

Property Details

APN / Parcel Number

Primary APN035-230-410-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Architectural StyleOther
Construction TypeWood
Lot Area6,135 sqft (0.14 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address321 CROSS ST
CityLODI
StateCA
Zip95242-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code08
Legal DescriptionCITY/MUNI/TWP:LODI SUBD:KIRST ESTATES MAP REF:MB 035 PG 23
Legal SubdivisionKIRST ESTATES
Legal Lot Number41
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group2
Census Block2013
Census Tract4205

Owner

Source: San Joaquin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1761 E REVERE WAY, EAGLE MOUNTAIN, UT 84005-5147
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2001 · Amount on Record
Deed SaleAug 27, 2001 · Amount on Record
Prior SaleMar 9, 2005
Deed Document Number0000139624
Last Transfer DateSep 1, 2017
Transfer Doc0000101288
Record UpdatedJun 8, 2026

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateSep 1, 2017
Property Address321 CROSS ST, LODI, CA 95242-2402
Document Number0000101288
Map ReferenceMAP13 PG150
Instrument DateAug 1, 2017
Instrument2017-101288
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1761 E REVERE WAY, EAGLE MOUNTAIN, UT 84005-5147

Mortgage

Document Number0000101289
DateSep 1, 2017
Instrument2017-101289
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,285.00 (+25.07%)$174,305 (+4.04%) Land $59,085 Building $115,220
2023$1,827.00 (+2.3%)$167,539 Land $56,792 Building $110,747
2022$1,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LODI
serves 67,093 people · EPA ID CA3910004
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

Nearby Properties on Cross St

Nearby Streets

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