San Joaquin County property record for 409 Cross St, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 955 sqft · built 1954 |
| Lot Size | 0.141 acres (6,135 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $591 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Sep 2025 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 035-230-380-000 |
| Primary APN | 035-230-380-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 955 sqft Living Area |
| 1st Floor Area | 955 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,135 sqft (0.141 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|
| Old Parcel Number | 035-230-38 |
|---|---|
| Street Address | 409 CROSS ST |
| City | LODI |
| State | CA |
| Zip | 95242-2404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | KIRST ESTATES |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 4205 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 409 CROSS ST, LODI, CA 95242-2404 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 16, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Sep 16, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 10, 2025 |
| Transfer Doc | 0000078974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 16, 2025 |
| Property Address | 409 CROSS ST, LODI, CA 95242-2404 |
| Document Number | 0000078974 |
| Map Reference | VOL 13 PG 150 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 2025-078974 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 16, 2025 |
| Property Address | 409 CROSS ST, LODI, CA 95242-2404 |
| Document Number | 0000078975 |
| Map Reference | VOL 13 PG 150 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 2025-078975 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 409 CROSS ST, LODI, CA 95242-2404 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $591.00 (+0.51%) | ||
| 2025 | $588.00 (+4.63%) Homeowner's exemption | $59,824 (+4.04%) Land $12,008 Building $47,816 | |
| 2023 | $562.00 (+2.55%) Homeowner's exemption | $57,503 Land $11,543 Building $45,960 | $357,030 |
| 2022 | $548.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Matrix Broadband, Verizon.
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