San Joaquin County property record for 320 Cross St, Lodi, CA 95242 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,583 sqft · built 1955 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $520,000 (May 2023) |
| Tax Bill | $5,786 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 035-270-010-000 |
| Primary APN | 035-270-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,583 sqft Living Area |
| 1st Floor Area | 1,583 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Wood |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 035-270-01 |
|---|---|
| Street Address | 320 CROSS ST |
| City | LODI |
| State | CA |
| Zip | 95242-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP C2 30-34 LOT 1 |
| Legal Subdivision | RALMAR TR |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 4205 |
Source: San Joaquin County records · APN 035-270-010-000
Assessment roll updated September 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 320 CROSS ST, LODI, CA 95242-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 09, 2023 | Grant Deed, Transfer · Commercial Mortgage HOMETOWN EQUITY MORTGAGE |
| Nov 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2023 · Amount on Record |
| Deed Sale | May 09, 2023 · Amount on Record |
| Prior Sale | May 05, 2014 · Amount on Record |
| Deed Document Number | 202335984 |
| Last Transfer Date | Oct 10, 2024 |
| Transfer Doc | 0000087241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 320 CROSS ST, LODI, CA 95242-2401 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 320 CROSS ST, LODI, CA 95242-2401 |
| Document Number | 0000123638 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-123638 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 09, 2023 |
| Property Address | 320 CROSS ST, LODI, CA 95242-2401 |
| Document Number | 0000035984 |
| Map Reference | VOL 13 PG 64 |
| Instrument Date | May 02, 2023 |
| Instrument | 2023-035984 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 CROSS ST, LODI, CA 95242-2401 |
| Document Number | 0000035985 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 2023-035985 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 320 CROSS ST, LODI, CA 95242-2401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CALATLANTIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000132603 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019-132603 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,786.00 (+100.83%) | $541,008 (+104.08%) Land $161,262 Building $379,746 | |
| 2023 | $2,881.00 (+2.27%) | $265,101 Land $92,784 Building $172,317 | $457,920 |
| 2022 | $2,817.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770042051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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