San Joaquin County property record for 309 Cross St, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 983 sqft · built 1954 |
| Lot Size | 0.128 acres (5,570 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Oct 2015) |
| Tax Bill | $2,710 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 035-230-430-000 |
| Primary APN | 035-230-430-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 983 sqft Living Area |
| 1st Floor Area | 983 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,570 sqft (0.128 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 035-230-43 |
|---|---|
| Street Address | 309 CROSS ST |
| City | LODI |
| State | CA |
| Zip | 95242-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 |
| Legal Subdivision | KIRST ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 4205 |
309 Cross St is owned and occupied by two individuals who acquired it in December 2017.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 CROSS ST, LODI, CA 95242-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2015 · Amount on File |
| Deed Sale | Oct 14, 2015 · Amount on File |
| Deed Document Number | 2015124138 |
| Last Transfer Date | Dec 14, 2017 |
| Transfer Doc | 0000148196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 19, 2017 |
| Property Address | 309 CROSS ST, LODI, CA 95242-2402 |
| Document Number | 0000148196 |
| Map Reference | MAP13 PG150 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 2017-148196 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | FIDELITY NATL TITLE ORANGE C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 309 CROSS ST, LODI, CA 95242-2402 |
| Document Number | 0000148197 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 2017-148197 |
| Name | AMERICAN INTERBANC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 309 Cross St was $2,710, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,710.00 (+0.3%) | ||
| 2025 | $2,702.00 | $248,589 Land $87,004 Building $161,585 | |
| 2023 | $2,598.00 (+2.28%) | $238,938 Land $83,627 Building $155,311 | $358,020 |
| 2022 | $2,540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Cross St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Matrix Broadband, Verizon.
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