Carteret County property record for 321 Cape Lookout Loop, Emerald Isle, NC 28594 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,596 sqft Heated Area |
| Lot Size | 12,981 sqft (0.298 acres) |
| Garage | Carport |
| Last Sale | $650,000 (2022) |
| Tax Bill | $2,697.00 (2025) |
| Primary APN | 5383.09.06.2813000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,596 sqft Heated Area |
| Gross Area | 1,484 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Other Style |
| Exterior Material | Wood Exterior |
| Foundation Type | Pile Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,981 sqft (0.298 acres) |
| Depth X Width | 170 ft x 75 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 140 sqft Shed |
| Deck Area | 14 sqft Deck |
| Porch | Porch |
| Porch Area | 224 sqft Porch |
| Utility Building | 336 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 62869 |
|---|---|
| Street Address | 321 CAPE LOOKOUT LOOP |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-1814 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L9 BB PART 1 CAPE EMERALD |
| Legal Subdivision | CAPE EMERALD |
| Legal Block | B |
| Legal Lot Number | 9,1 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | WHITE OAK |
| Census Blockgroup | 2 |
| Census Block | 2045 |
| Census Tract | 970904 |
Source: Carteret County records · APN 5383.09.06.2813000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 106 BEACON FALLS CT, CARY, NC 27519-6131 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Apr 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Apr 17, 2019 · Amount on Record |
| Deed Doc Number | 0001765440 |
| Deed Book / Page | 1765 / 440 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 29, 2022 |
| Property Address | 321 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1814 |
| Document Number | 0017650440 |
| Book / Page | 1765 / 440 |
| Map Reference | MB 24 PG 90&91 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 1765440 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 247, MOREHEAD CITY, NC 28557-0247 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 106 BEACON FALLS CT, CARY, NC 27519-6131 |
| Document Number | 0001765442 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 1765-442 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | May 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 321 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017010176 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 1701/176 |
| Instrument | 1701176 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 17, 2019 |
| Property Address | 321 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1814 |
| Document Number | 0016350184 |
| Book / Page | 1635 / 184 |
| Map Reference | MB 24 PG 90&91 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 1635184 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4758, EMERALD ISLE, NC 28594-4758 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4758, EMERALD ISLE, NC 28594-4758 |
| Document Number | 1635185 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 1635185 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,697.00 (+21.43%) | $686,241 (+71.45%) Land $280,446 Building $405,795 | $686,241 (+71.45%) Land $280,446 Building $405,795 |
| 2023 | $400,246 Land $195,855 Building $204,391 | $400,246 Land $195,855 Building $204,391 | |
| 2022 | $2,221.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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