317 Cape Lookout Loop, Emerald Isle, NC 28594 Property Records

Carteret County property record for 317 Cape Lookout Loop, Emerald Isle, NC 28594 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,841 sqft · built 1996
Lot Size	0.301 acres (13,112 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Feb 2017)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5383.09.06.2701000`

Property Details

APN / Parcel Number

Primary APN	`5383.09.06.2701000`
Alternative APNs	`443080` `67577`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,841 sqft Heated Area
Gross Area	1,846 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,112 sqft (0.301 acres)
Lot Dimensions	153 ft deep x 82 ft wide

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	167 sqft
Utility Building	389 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	67577
Street Address	317 CAPE LOOKOUT LOOP
City	EMERALD ISLE
State	NC
Zip	28594-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L8 BB PART 1 CAPE EMERALD
Legal Subdivision	CAPE EMERALD
Legal Block	06
Legal Lot Number	8,1
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2045
Census Tract	970904

Owner

Source: Carteret County records · APN 5383.09.06.2701000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	317 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2017 · Amount on Record
Deed Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	20171568158
Deed Book / Page	1568 / 158
Prior Transfer Date	Jul 13, 2006
Prior Transfer Doc	0011800125
Record Updated	Jun 08, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Feb 27, 2017
Property Address	317 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1814
Document Number	0015680158
Book / Page	1568 / 158
Map Reference	MB24 PG90&91
Instrument Date	Feb 27, 2017
Instrument	1568158
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2880 DOBBS FARM RD, 2880, KINSTON, NC 28504-8900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3239 LUCERNE ST, BRONX, NY 10465-1216

Mortgage

Document Number	1568159
Date	Feb 27, 2017
Instrument	1568159

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,109.00 (+38.92%)	$811,192 (+100.87%) Land $277,168 Building $534,024	$811,192 (+100.87%) Land $277,168 Building $534,024
2023		$403,841 Land $200,604 Building $203,237	$403,841 Land $200,604 Building $203,237
2022	$2,238.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 604 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured 536 under condo master policies
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024, rainfall accumulation, Potential Tropical Cyclone Eight
Claims By Storm	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.