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316 Cape Lookout Loop, Emerald Isle, NC 28594 Property Records

Carteret County property record for 316 Cape Lookout Loop, Emerald Isle, NC 28594 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,812 sqft · built 1994
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Tax Bill$2,589 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN5383.09.06.4561000

Property Details

APN / Parcel Number

Primary APN5383.09.06.4561000
Alternative APNs
  • 408632
  • 47490

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,812 sqft Heated Area
Gross Area1,188 sqft
Basement Area480 sqft
Finished Basement480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1996
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions160 ft deep x 78 ft wide
Pool Area240 sqft
Deck Area36 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number47490
Street Address316 CAPE LOOKOUT LOOP
CityEMERALD ISLE
StateNC
Zip28594-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL9 BA PART 1 CAPE EMERALD
Legal SubdivisionCAPE EMERALD
Legal Block06
Legal Lot Number9,1
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2043
Census Tract970904

Owner

Source: Carteret County records · APN 5383.09.06.4561000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address316 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2020
Deed SaleAug 31, 2020
Prior SaleDec 09, 2003 · Amount on Record
Deed Document Number20201685284
Deed Book / Page1685 / 284
Prior Transfer DateAug 25, 2020
Prior Transfer Doc0016850284
Record UpdatedJun 08, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARTERET NC
Recording DateAug 31, 2020
Property Address316 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1813
Document Number0016850284
Book / Page1685 / 284
Map ReferenceMB 24 PG 90
Instrument DateAug 25, 2020
Instrument1685284
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1813

Mortgage

Document Number1685285
DateAug 31, 2020
Instrument1685-285
Lender
NameATLANTIC BAY MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,589.00 (+19.75%)$698,374 (+79.89%) Land $289,525 Building $408,849$698,374 (+79.89%) Land $289,525 Building $408,849
2023$388,215 Land $196,138 Building $192,077$388,215 Land $196,138 Building $192,077
2022$2,162.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 604 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
536 under condo master policies
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024, rainfall accumulation, Potential Tropical Cyclone Eight
Claims By Storm
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 51% of North Carolina
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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