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325 Cape Lookout Loop, Emerald Isle, NC 28594 Property Records

Carteret County property record for 325 Cape Lookout Loop, Emerald Isle, NC 28594 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,292 sqft · built 1999
Lot Size0.285 acres (12,458 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Aug 2019)
Tax Bill$2,400 (2025)
Deeds & MortgagesNov 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN5383.09.06.0860000

Property Details

APN / Parcel Number

Primary APN5383.09.06.0860000
Alternative APNs
  • 87650
  • 33082

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,292 sqft Heated Area
Gross Area1,296 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleContemporary
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,458 sqft (0.285 acres)
Lot Dimensions170 ft deep x 75 ft wide
PorchPorch
Porch Area96 sqft
Deck Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number33082
Street Address325 CAPE LOOKOUT LOOP
CityEMERALD ISLE
StateNC
Zip28594-1814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL11 BB PART 1 CAPE EMERALD
Legal SubdivisionCAPE EMERALD
Legal BlockB
Legal Lot Number11,1
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2045
Census Tract970904

Owner

Source: Carteret County records · APN 5383.09.06.0860000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address325 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Aug 23, 2019Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 23, 2019 · Amount on Record
Deed SaleAug 23, 2019 · Amount on Record
Deed Document Number0001647183
Deed Book / Page1647 / 183
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address325 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1814
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017460093
DateNov 12, 2021
Book Page1746/93
Instrument1746087
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueDec 01, 2046

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 23, 2019
Property Address325 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1814
Document Number0016470183
Book / Page1647 / 183
Map ReferenceMB 24 PG 90
Instrument DateAug 19, 2019
Instrument1647183
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2562 N SAIDE LN, 2562, BUCKEYE, AZ 85396-4503

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 CAPE LOOKOUT LOOP, EMERALD ISLE, NC 28594-1814

Mortgage

Document Number1647184
DateAug 23, 2019
Instrument1647-184
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Margin2

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,400.00 (+23.58%)$596,305 (+73.94%) Land $279,522 Building $316,783$596,305 (+73.94%) Land $279,522 Building $316,783
2023$342,816 Land $195,855 Building $146,961$342,816 Land $195,855 Building $146,961
2022$1,942.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 604 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
536 under condo master policies
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024, rainfall accumulation, Potential Tropical Cyclone Eight
Claims By Storm
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 51% of North Carolina
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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